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119-hr-10252119th CongressWALLET

Launching with Healthcare Act

Sponsored By: Representative Bynum, Janelle S. [D-OR-5]

Introduced

Summary

Extends required dependent health coverage from age 26 to age 31. This bill would require group health plans and health insurance issuers subject to the Public Health Service Act to allow adult children to remain on family coverage until they turn 31.

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  • Young adults ages 26 through 30 could stay on a parent's plan until age 31 instead of losing dependent coverage at 26.
  • Parents and households could keep adult children on family policies longer, delaying the need for separate insurance.
  • Group health plans and health insurance issuers covered by the Public Health Service Act would need to extend dependent eligibility to age 31.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Adult children covered until age 31

This bill would raise the maximum age for required dependent coverage from 26 to 31. If enacted, group health plans and health insurance companies subject to the federal dependent-coverage rule would have to allow enrollees to keep adult children on their plan until age 31. The change would apply to plan years beginning after December 31, 2026. Households with adult children ages 27 to 31 would be able to remain covered under a parent's plan starting in those plan years.

Sponsors & CoSponsors

Sponsor

Bynum, Janelle S. [D-OR-5]

OR • D

Cosponsors

  • Rep. Frost, Maxwell [D-FL-10]

    FL • D

    Sponsored 9/3/2026

  • Rep. Clarke, Yvette D. [D-NY-9]

    NY • D

    Sponsored 9/3/2026

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 9/3/2026

  • Rep. Wilson, Frederica S. [D-FL-24]

    FL • D

    Sponsored 9/3/2026

  • Rep. Dingell, Debbie [D-MI-6]

    MI • D

    Sponsored 9/3/2026

  • Rep. Johnson, Henry C. "Hank" [D-GA-4]

    GA • D

    Sponsored 9/3/2026

  • Rep. Dexter, Maxine [D-OR-3]

    OR • D

    Sponsored 9/3/2026

  • Rep. Krishnamoorthi, Raja [D-IL-8]

    IL • D

    Sponsored 9/3/2026

  • Rep. Carson, André [D-IN-7]

    IN • D

    Sponsored 9/3/2026

  • Rep. Simon, Lateefah [D-CA-12]

    CA • D

    Sponsored 9/3/2026

  • Rep. Latimer, George [D-NY-16]

    NY • D

    Sponsored 9/3/2026

  • Rep. Deluzio, Christopher R. [D-PA-17]

    PA • D

    Sponsored 9/3/2026

  • Rep. Tokuda, Jill N. [D-HI-2]

    HI • D

    Sponsored 9/3/2026

  • Rep. Green, Al [D-TX-9]

    TX • D

    Sponsored 9/3/2026

  • Rep. Grijalva, Adelita S. [D-AZ-7]

    AZ • D

    Sponsored 9/3/2026

  • Rep. Carter, Troy A. [D-LA-2]

    LA • D

    Sponsored 9/3/2026

Roll Call Votes

No roll call votes available for this bill.

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