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119-hr-1246119th CongressWALLET

Investing in Rural America Act of 2025

Sponsored By: Representative Fischbach, Michelle [R-MN-7]

In Committee

Summary

Expands Farm Credit System lending to essential rural community facilities. This bill would let Farm Credit banks, direct lender associations, and banks for cooperatives provide capital, loans, and technical and financial assistance for community facilities that qualify under section 306(a) of the Consolidated Farm and Rural Development Act.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More rural loans for community facilities

If enacted, Farm Credit System lenders could help finance essential facilities in rural areas. Projects would need to qualify under existing USDA section 306(a) rules. Each lender could use no more than 15% of its total outstanding loans for this. Before closing a loan, the lender would have to offer a share to at least one other U.S. lender that is not in the Farm Credit System and not USDA, give priority to local community banks, and report the offer to the Farm Credit Administration. The Farm Credit Administration would report to Congress within one year of enactment and each year after, posting reports online. This new authority would start October 1, 2025.

Sponsors & CoSponsors

Sponsor

Fischbach, Michelle [R-MN-7]

MN • R

Cosponsors

  • Rep. Finstad, Brad [R-MN-1]

    MN • R

    Sponsored 2/12/2025

  • Rep. Davis, Donald G. [D-NC-1]

    NC • D

    Sponsored 2/12/2025

  • Rep. Bishop, Sanford D. [D-GA-2]

    GA • D

    Sponsored 3/3/2025

  • Rep. Mann, Tracey [R-KS-1]

    KS • R

    Sponsored 3/10/2025

  • Rep. Sorensen, Eric [D-IL-17]

    IL • D

    Sponsored 3/11/2025

  • Rep. Budzinski, Nikki [D-IL-13]

    IL • D

    Sponsored 5/5/2025

  • Rep. Wittman, Robert J. [R-VA-1]

    VA • R

    Sponsored 6/3/2025

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 6/3/2025

  • Rep. Nunn, Zachary [R-IA-3]

    IA • R

    Sponsored 6/9/2025

  • Rep. Tokuda, Jill N. [D-HI-2]

    HI • D

    Sponsored 6/11/2025

  • Rep. Van Orden, Derrick [R-WI-3]

    WI • R

    Sponsored 6/11/2025

  • Rep. Crockett, Jasmine [D-TX-30]

    TX • D

    Sponsored 6/20/2025

  • Rep. Wied, Tony [R-WI-8]

    WI • R

    Sponsored 6/25/2025

  • Rep. Valadao, David G. [R-CA-22]

    CA • R

    Sponsored 7/2/2025

  • Rep. Tiffany, Thomas P. [R-WI-7]

    WI • R

    Sponsored 7/17/2025

  • Rep. Stauber, Pete [R-MN-8]

    MN • R

    Sponsored 9/3/2025

  • Rep. Harder, Josh [D-CA-9]

    CA • D

    Sponsored 10/3/2025

  • Rep. McClain Delaney, April [D-MD-6]

    MD • D

    Sponsored 10/8/2025

  • Rep. Baird, James R. [R-IN-4]

    IN • R

    Sponsored 11/17/2025

  • Rep. Alford, Mark [R-MO-4]

    MO • R

    Sponsored 11/17/2025

  • Rep. Cammack, Kat [R-FL-3]

    FL • R

    Sponsored 12/10/2025

  • Rescom. Hernández, Pablo Jose [D-PR-At Large]

    PR • D

    Sponsored 12/15/2025

  • Rep. McDonald Rivet, Kristen [D-MI-8]

    MI • D

    Sponsored 12/16/2025

  • Rep. Mills, Cory [R-FL-7]

    FL • R

    Sponsored 2/12/2026

  • Rep. Bilirakis, Gus M. [R-FL-12]

    FL • R

    Sponsored 3/5/2026

  • Rep. Fine, Randy [R-FL-6]

    FL • R

    Sponsored 3/9/2026

Roll Call Votes

No roll call votes available for this bill.

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