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119-hr-1734119th CongressWALLET

Preventing Deep Fake Scams Act

Sponsored By: Representative Pettersen, Brittany [D-CO-7]

Introduced

Summary

Preventing deep-fake scams in banking. This bill would create a Task Force on Artificial Intelligence in the Financial Services Sector to study how AI tools like voice and video deep fakes could be used to steal data or access customer accounts and to recommend protections.

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  • Banks and credit unions would get a report listing standard AI definitions and best practices to help protect customer accounts from AI-enabled fraud.
  • Consumers would benefit from an assessment of risks from voice and video deep fakes that can lead to data theft, identity theft, or fraud.
  • Policymakers and industry would receive legislative and regulatory recommendations and a final report due within 1 year, with public feedback requested within 90 days.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Task force to study AI bank scams

This bill would set up a federal task force on AI in banking when enacted. The Treasury Secretary would chair it, with members from the Fed, FDIC, OCC, CFPB, NCUA, and FinCEN. The group would ask the public for input within 90 days and deliver a report to Congress within 1 year. The report would define AI terms, explain risks like deepfake voice fraud, list best practices for banks and credit unions, and suggest laws and rules to protect customers. The task force would end 90 days after it sends its final report.

Sponsors & CoSponsors

Sponsor

Pettersen, Brittany [D-CO-7]

CO • D

Cosponsors

  • Rep. Flood, Mike [R-NE-1]

    NE • R

    Sponsored 2/27/2025

  • Rep. Bonamici, Suzanne [D-OR-1]

    OR • D

    Sponsored 2/27/2025

  • Rep. Fitzpatrick, Brian K. [R-PA-1]

    PA • R

    Sponsored 2/27/2025

  • Rep. Ocasio-Cortez, Alexandria [D-NY-14]

    NY • D

    Sponsored 2/27/2025

  • Rep. Harder, Josh [D-CA-9]

    CA • D

    Sponsored 2/27/2025

  • Rep. Lawler, Michael [R-NY-17]

    NY • R

    Sponsored 3/4/2025

  • Rep. Nunn, Zachary [R-IA-3]

    IA • R

    Sponsored 4/28/2025

  • Rep. Gottheimer, Josh [D-NJ-5]

    NJ • D

    Sponsored 7/16/2025

  • Rep. Mackenzie, Ryan [R-PA-7]

    PA • R

    Sponsored 9/2/2025

  • Rep. Bresnahan, Robert P. [R-PA-8]

    PA • R

    Sponsored 12/18/2025

  • Rep. Van Drew, Jefferson [R-NJ-2]

    NJ • R

    Sponsored 4/13/2026

Roll Call Votes

No roll call votes available for this bill.

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