119-hr-1834119th CongressWALLET

To advance policy priorities that will break the gridlock.

Sponsored By: Representative McGovern, James P. [D-MA-2]

Passed House

Summary

Extends enhanced premium tax credits through 2028 and preserves eligibility for households above 400% of the federal poverty line. The bill would push related sunset timing to January 1, 2029 and applies to taxable years beginning after December 31, 2025.

Show full summary
  • Families and individual buyers: People who buy coverage on the ACA Marketplace would keep enhanced premium assistance through taxable years beginning in 2028, which helps lower monthly premiums.
  • Higher-income households: Taxpayers with household income above 400% of the federal poverty line would remain eligible for premium tax credits through 2028.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Bigger Marketplace premium help through 2028

If enacted, this would keep the higher premium tax credits for health plans on the Marketplace through 2028. It would apply to tax years starting after December 31, 2025. People with income above 400% of the federal poverty line would still qualify for a premium tax credit through 2028. If you buy coverage on HealthCare.gov or a state Marketplace, you would keep larger monthly premium help. These temporary rules would end on January 1, 2029.

Sponsors & CoSponsors

Sponsor

McGovern, James P. [D-MA-2]

MA • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 230 • No: 196

house vote • 1/8/2026

On Passage

Yes: 230 • No: 196

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