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119-hr-2123119th CongressWALLET

NFIP Extension Act of 2025

Sponsored By: Representative Garbarino, Andrew R. [R-NY-2]

Introduced

Summary

Extends the National Flood Insurance Program's authorization and financing through September 30, 2025. This bill would amend two sections of the National Flood Insurance Act of 1968 to replace existing dates with a September 30, 2025 financing cutoff and program expiration. It would apply those date changes retroactively to March 14, 2025 if enacted later. The text includes no new funding, eligibility changes, or program rule changes and therefore preserves NFIP continuity for an additional two years.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Extend flood insurance through 2025

If enacted, this bill would extend the National Flood Insurance Program (NFIP) through September 30, 2025. It would also extend NFIP financing authority through that date. If the bill becomes law after March 14, 2025, the extension would apply as if it began on March 14, 2025. This would keep NFIP policies available and avoid a lapse for homeowners and lenders. It would not change rates, benefits, or who can qualify.

Sponsors & CoSponsors

Sponsor

Garbarino, Andrew R. [R-NY-2]

NY • R

Cosponsors

  • Rep. Begich, Nicholas J. [R-AK-At Large]

    AK • R

    Sponsored 6/3/2025

Roll Call Votes

No roll call votes available for this bill.

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