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119-hr-2704119th CongressWALLET

Fair Debt Collection Improvement Act

Sponsored By: Representative Cohen, Steve [D-TN-9]

Introduced

Summary

Bans collection of time-barred debt. This bill would add Section 811A to the Fair Debt Collection Practices Act to prohibit debt collectors from collecting or attempting to collect any debt after the governing statute of limitations has expired. It updates the FDCPA table of contents and sets the Act's short title as the Fair Debt Collection Improvement Act. No other FDCPA provisions are changed and the measure points to the FDCPA's existing enforcement framework.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

No collections on time-barred debts

This bill would bar debt collectors from collecting time-barred debts. They could not collect or try to collect once the statute of limitations has expired. It would apply to debt collectors covered by the Fair Debt Collection Practices Act. The bill text does not list an effective date.

Sponsors & CoSponsors

Sponsor

Cohen, Steve [D-TN-9]

TN • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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