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119-hr-4426119th CongressWALLET

SMART Act

Sponsored By: Representative Bresnahan, Robert P. [R-PA-8]

In Committee

Summary

A nationwide study of FEMA-funded hazard mitigation would direct the FEMA Administrator to evaluate how mitigation reduces federal and non-federal disaster costs, improves community preparedness, affects insurance availability and affordability, and supports continuity of critical services. The study would combine quantitative and qualitative analysis of avoided losses, actuarial and insurance-penetration assessments, and case studies using federal, State, local, Tribal, academic, and third-party data. FEMA would report findings and recommendations to relevant congressional committees within 18 months and annually thereafter.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Annual FEMA study on hazard mitigation

This bill would direct FEMA to study how its hazard mitigation projects work nationwide. The first report would be due 18 months after enactment, with reports each year after. FEMA would post the initial study results on its website within 2 years, and each annual report within 60 days of sending it to Congress. The study would measure avoided disaster losses, changes in insurance availability and affordability, community preparedness, and savings in Federal and non-Federal disaster costs, using Federal, State, local, Tribal, and academic data. FEMA would publish summaries, maps, and methods, while protecting national security and privacy.

Sponsors & CoSponsors

Sponsor

Bresnahan, Robert P. [R-PA-8]

PA • R

Cosponsors

  • Rep. Garamendi, John [D-CA-8]

    CA • D

    Sponsored 7/16/2025

  • Rep. Stanton, Greg [D-AZ-4]

    AZ • D

    Sponsored 7/21/2025

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 10/28/2025

  • Rep. Gillen, Laura [D-NY-4]

    NY • D

    Sponsored 10/31/2025

Roll Call Votes

No roll call votes available for this bill.

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