PRIA Logo™
119-hr-4583119th CongressWALLET

Living Donor Protection Act of 2025

Sponsored By: Representative Bacon, Don [R-NE-2]

Introduced

Summary

Protects living organ donors from insurance discrimination. This bill would bar life, disability, and long-term care insurers from denying coverage, canceling policies, refusing to issue policies, or charging different premiums solely because someone donated an organ, unless there is a real, unique actuarial risk tied to donation.

Show full summary
  • Living donors: Would prevent insurers from denying or raising costs for life, disability, or long-term care insurance based only on donor status when no unique actuarial risk exists.
  • State regulators: Leaves enforcement to state insurance regulators acting under each state's laws.
  • Public and potential donors: Requires the Department of Health and Human Services to update public education materials within 6 months, using organdonor.gov, public service announcements, and other media to explain donation risks, benefits, and the new insurance protections.

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

No insurance penalties for living donors

If enacted, insurers would not be allowed to deny, cancel, or raise prices on life, disability, or certain long‑term care policies just because you are a living organ donor. They could change terms only if they can show actual, unique, and material actuarial risks tied to your donation. State insurance regulators would enforce this rule under state law. This protection would start on enactment.

Update public info on living donation

HHS would update public materials on living organ donation within 6 months of enactment. The updates would explain benefits and risks and how donation can affect access to insurance, including these proposed insurance protections. HHS would use PSAs, websites like organdonor.gov, and other media.

Sponsors & CoSponsors

Sponsor

Bacon, Don [R-NE-2]

NE • R

Cosponsors

  • Rep. Friedman, Laura [D-CA-30]

    CA • D

    Sponsored 9/24/2026

  • Rep. Pettersen, Brittany [D-CO-7]

    CO • D

    Sponsored 9/24/2026

  • Rep. Watson Coleman, Bonnie [D-NJ-12]

    NJ • D

    Sponsored 9/24/2026

  • Rep. Bell, Wesley [D-MO-1]

    MO • D

    Sponsored 9/28/2026

  • Rep. Van Drew, Jefferson [R-NJ-2]

    NJ • R

    Sponsored 9/28/2026

  • Rep. Raskin, Jamie [D-MD-8]

    MD • D

    Sponsored 10/9/2026

  • Rep. Wilson, Frederica S. [D-FL-24]

    FL • D

    Sponsored 10/9/2026

  • Rep. Nadler, Jerrold [D-NY-12]

    NY • D

    Sponsored 7/22/2025

  • Rep. Balderson, Troy [R-OH-12]

    OH • R

    Sponsored 7/29/2025

  • Rep. Costa, Jim [D-CA-21]

    CA • D

    Sponsored 7/29/2025

  • Rep. Miller-Meeks, Mariannette [R-IA-1]

    IA • R

    Sponsored 7/29/2025

  • Rep. Wilson, Joe [R-SC-2]

    SC • R

    Sponsored 7/29/2025

  • Rep. Barr, Andy [R-KY-6]

    KY • R

    Sponsored 7/29/2025

  • Rep. Doggett, Lloyd [D-TX-37]

    TX • D

    Sponsored 7/29/2025

  • Rep. Conaway, Herbert C. [D-NJ-3]

    NJ • D

    Sponsored 7/29/2025

  • Rep. McClellan, Jennifer L. [D-VA-4]

    VA • D

    Sponsored 7/29/2025

  • Rep. Quigley, Mike [D-IL-5]

    IL • D

    Sponsored 7/29/2025

  • Rep. Clarke, Yvette D. [D-NY-9]

    NY • D

    Sponsored 7/29/2025

  • Rep. García, Jesús G. "Chuy" [D-IL-4]

    IL • D

    Sponsored 7/29/2025

  • Rep. Schneider, Bradley Scott [D-IL-10]

    IL • D

    Sponsored 7/29/2025

  • Rep. Tonko, Paul [D-NY-20]

    NY • D

    Sponsored 7/29/2025

  • Rep. Evans, Dwight [D-PA-3]

    PA • D

    Sponsored 7/29/2025

  • Rep. Veasey, Marc A. [D-TX-33]

    TX • D

    Sponsored 7/29/2025

  • Rep. Bonamici, Suzanne [D-OR-1]

    OR • D

    Sponsored 7/29/2025

  • Rep. Sherrill, Mikie [D-NJ-11]

    NJ • D

    Sponsored 7/29/2025

  • Rep. DelBene, Suzan K. [D-WA-1]

    WA • D

    Sponsored 7/29/2025

  • Rep. Strickland, Marilyn [D-WA-10]

    WA • D

    Sponsored 7/29/2025

  • Rep. Tlaib, Rashida [D-MI-12]

    MI • D

    Sponsored 7/29/2025

  • Rep. Valadao, David G. [R-CA-22]

    CA • R

    Sponsored 7/29/2025

  • Rep. Fitzpatrick, Brian K. [R-PA-1]

    PA • R

    Sponsored 7/29/2025

  • Rep. McCollum, Betty [D-MN-4]

    MN • D

    Sponsored 7/29/2025

  • Rep. Garcia, Robert [D-CA-42]

    CA • D

    Sponsored 7/29/2025

  • Rep. Sewell, Terri A. [D-AL-7]

    AL • D

    Sponsored 7/29/2025

  • Rep. Brownley, Julia [D-CA-26]

    CA • D

    Sponsored 7/29/2025

  • Rep. Davids, Sharice [D-KS-3]

    KS • D

    Sponsored 7/29/2025

  • Rep. Huffman, Jared [D-CA-2]

    CA • D

    Sponsored 7/29/2025

  • Rep. Ciscomani, Juan [R-AZ-6]

    AZ • R

    Sponsored 7/29/2025

  • Rep. Moore, Gwen [D-WI-4]

    WI • D

    Sponsored 7/29/2025

  • Rep. Auchincloss, Jake [D-MA-4]

    MA • D

    Sponsored 7/29/2025

  • Rep. Deluzio, Christopher R. [D-PA-17]

    PA • D

    Sponsored 7/29/2025

  • Rep. Lieu, Ted [D-CA-36]

    CA • D

    Sponsored 7/29/2025

  • Rep. Boyle, Brendan F. [D-PA-2]

    PA • D

    Sponsored 7/29/2025

  • Rep. Meng, Grace [D-NY-6]

    NY • D

    Sponsored 8/8/2025

  • Rep. Vargas, Juan [D-CA-52]

    CA • D

    Sponsored 8/8/2025

  • Rep. Kim, Young [R-CA-40]

    CA • R

    Sponsored 8/8/2025

  • Rep. Cohen, Steve [D-TN-9]

    TN • D

    Sponsored 8/8/2025

  • Rep. Tokuda, Jill N. [D-HI-2]

    HI • D

    Sponsored 8/8/2025

  • Rep. Matsui, Doris O. [D-CA-7]

    CA • D

    Sponsored 8/8/2025

  • Rep. Scott, David [D-GA-13]

    GA • D

    Sponsored 8/8/2025

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 8/8/2025

  • Rep. Jayapal, Pramila [D-WA-7]

    WA • D

    Sponsored 8/8/2025

  • Rep. Schakowsky, Janice D. [D-IL-9]

    IL • D

    Sponsored 8/8/2025

  • Rep. McIver, LaMonica [D-NJ-10]

    NJ • D

    Sponsored 8/8/2025

  • Rep. Torres, Ritchie [D-NY-15]

    NY • D

    Sponsored 8/8/2025

  • Rep. Lawler, Michael [R-NY-17]

    NY • R

    Sponsored 8/8/2025

  • Rep. Chu, Judy [D-CA-28]

    CA • D

    Sponsored 8/8/2025

  • Rep. Crow, Jason [D-CO-6]

    CO • D

    Sponsored 8/8/2025

  • Rep. Ross, Deborah K. [D-NC-2]

    NC • D

    Sponsored 8/8/2025

  • Rep. Simon, Lateefah [D-CA-12]

    CA • D

    Sponsored 8/8/2025

  • Rep. McBride, Sarah [D-DE-At Large]

    DE • D

    Sponsored 8/8/2025

  • Rep. Vasquez, Gabe [D-NM-2]

    NM • D

    Sponsored 8/8/2025

  • Rep. Case, Ed [D-HI-1]

    HI • D

    Sponsored 8/8/2025

  • Rep. Perez, Marie Gluesenkamp [D-WA-3]

    WA • D

    Sponsored 8/15/2025

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 8/15/2025

  • Rep. Thompson, Bennie G. [D-MS-2]

    MS • D

    Sponsored 8/15/2025

  • Rep. Pocan, Mark [D-WI-2]

    WI • D

    Sponsored 8/15/2025

  • Rep. Williams, Nikema [D-GA-5]

    GA • D

    Sponsored 8/15/2025

  • Rep. Takano, Mark [D-CA-39]

    CA • D

    Sponsored 8/26/2025

  • Rep. Stanton, Greg [D-AZ-4]

    AZ • D

    Sponsored 8/26/2025

  • Rep. Gottheimer, Josh [D-NJ-5]

    NJ • D

    Sponsored 8/26/2025

  • Rep. Meuser, Daniel [R-PA-9]

    PA • R

    Sponsored 8/26/2025

  • Rep. Malliotakis, Nicole [R-NY-11]

    NY • R

    Sponsored 8/26/2025

  • Rep. Mrvan, Frank J. [D-IN-1]

    IN • D

    Sponsored 8/26/2025

  • Rep. Norcross, Donald [D-NJ-1]

    NJ • D

    Sponsored 8/26/2025

  • Rep. Balint, Becca [D-VT-At Large]

    VT • D

    Sponsored 9/4/2025

  • Rep. Craig, Angie [D-MN-2]

    MN • D

    Sponsored 9/4/2025

  • Rep. Trahan, Lori [D-MA-3]

    MA • D

    Sponsored 9/10/2025

  • Rep. Miller, Carol D. [R-WV-1]

    WV • R

    Sponsored 9/10/2025

  • Rep. Randall, Emily [D-WA-6]

    WA • D

    Sponsored 9/10/2025

  • Rep. Ivey, Glenn [D-MD-4]

    MD • D

    Sponsored 9/17/2025

  • Rep. Castro, Joaquin [D-TX-20]

    TX • D

    Sponsored 9/17/2025

  • Rep. Cuellar, Henry [D-TX-28]

    TX • D

    Sponsored 9/19/2025

  • Rep. Jackson, Jonathan L. [D-IL-1]

    IL • D

    Sponsored 9/26/2025

  • Rep. Bresnahan, Robert P. [R-PA-8]

    PA • R

    Sponsored 9/30/2025

  • Rep. Cole, Tom [R-OK-4]

    OK • R

    Sponsored 10/8/2025

  • Rep. McClain Delaney, April [D-MD-6]

    MD • D

    Sponsored 10/8/2025

  • Rep. Gillen, Laura [D-NY-4]

    NY • D

    Sponsored 10/17/2025

  • Rep. Lynch, Stephen F. [D-MA-8]

    MA • D

    Sponsored 10/17/2025

  • Rep. Rouzer, David [R-NC-7]

    NC • R

    Sponsored 10/17/2025

  • Rep. Dean, Madeleine [D-PA-4]

    PA • D

    Sponsored 10/17/2025

  • Rep. Carey, Mike [R-OH-15]

    OH • R

    Sponsored 10/17/2025

  • Rep. Pfluger, August [R-TX-11]

    TX • R

    Sponsored 10/15/2026

  • Rep. Smith, Christopher H. [R-NJ-4]

    NJ • R

    Sponsored 10/15/2026

  • Rep. Harder, Josh [D-CA-9]

    CA • D

    Sponsored 10/31/2025

  • Rep. Soto, Darren [D-FL-9]

    FL • D

    Sponsored 10/31/2025

  • Rep. Loudermilk, Barry [R-GA-11]

    GA • R

    Sponsored 10/31/2025

  • Rep. Dexter, Maxine [D-OR-3]

    OR • D

    Sponsored 10/31/2025

  • Rep. Houlahan, Chrissy [D-PA-6]

    PA • D

    Sponsored 10/31/2025

  • Rep. Castor, Kathy [D-FL-14]

    FL • D

    Sponsored 10/31/2025

  • Rep. Kelly, Mike [R-PA-16]

    PA • R

    Sponsored 11/7/2025

  • Rep. Shreve, Jefferson [R-IN-6]

    IN • R

    Sponsored 11/7/2025

  • Rep. Allen, Rick W. [R-GA-12]

    GA • R

    Sponsored 11/7/2025

  • Rep. Pingree, Chellie [D-ME-1]

    ME • D

    Sponsored 11/7/2025

  • Rep. Fitzgerald, Scott [R-WI-5]

    WI • R

    Sponsored 11/20/2025

  • Rep. Latimer, George [D-NY-16]

    NY • D

    Sponsored 11/20/2025

  • Rep. Scanlon, Mary Gay [D-PA-5]

    PA • D

    Sponsored 12/5/2025

  • Rep. Fletcher, Lizzie [D-TX-7]

    TX • D

    Sponsored 12/5/2025

  • Rep. Beatty, Joyce [D-OH-3]

    OH • D

    Sponsored 12/5/2025

  • Rep. Rutherford, John H. [R-FL-5]

    FL • R

    Sponsored 12/5/2025

  • Rep. Mfume, Kweisi [D-MD-7]

    MD • D

    Sponsored 12/5/2025

  • Rep. Bilirakis, Gus M. [R-FL-12]

    FL • R

    Sponsored 12/12/2025

  • Rep. Tenney, Claudia [R-NY-24]

    NY • R

    Sponsored 12/12/2025

  • Rep. Bynum, Janelle S. [D-OR-5]

    OR • D

    Sponsored 12/12/2025

  • Rep. Walkinshaw, James R. [D-VA-11]

    VA • D

    Sponsored 12/12/2025

  • Rep. Levin, Mike [D-CA-49]

    CA • D

    Sponsored 12/16/2025

  • Rep. Thompson, Mike [D-CA-4]

    CA • D

    Sponsored 12/16/2025

  • Rep. Escobar, Veronica [D-TX-16]

    TX • D

    Sponsored 12/16/2025

  • Rep. Foster, Bill [D-IL-11]

    IL • D

    Sponsored 12/17/2025

  • Rep. Min, Dave [D-CA-47]

    CA • D

    Sponsored 12/17/2025

  • Rep. Neguse, Joe [D-CO-2]

    CO • D

    Sponsored 12/18/2025

  • Rep. Tran, Derek [D-CA-45]

    CA • D

    Sponsored 12/18/2025

  • Rep. Pou, Nellie [D-NJ-9]

    NJ • D

    Sponsored 1/16/2026

  • Rep. Van Orden, Derrick [R-WI-3]

    WI • R

    Sponsored 2/17/2026

  • Rep. Davis, Donald G. [D-NC-1]

    NC • D

    Sponsored 2/17/2026

  • Rep. Carter, Troy A. [D-LA-2]

    LA • D

    Sponsored 2/17/2026

  • Rep. McBath, Lucy [D-GA-6]

    GA • D

    Sponsored 3/26/2026

  • Rep. Moskowitz, Jared [D-FL-23]

    FL • D

    Sponsored 3/26/2026

  • Rep. Budzinski, Nikki [D-IL-13]

    IL • D

    Sponsored 3/26/2026

  • Rep. Cleaver, Emanuel [D-MO-5]

    MO • D

    Sponsored 3/26/2026

  • Rep. Kean, Thomas H. [R-NJ-7]

    NJ • R

    Sponsored 3/26/2026

  • Rep. Mullin, Kevin [D-CA-15]

    CA • D

    Sponsored 4/21/2026

  • Rep. Subramanyam, Suhas [D-VA-10]

    VA • D

    Sponsored 4/21/2026

  • Rep. Hayes, Jahana [D-CT-5]

    CT • D

    Sponsored 4/21/2026

  • Rep. Bost, Mike [R-IL-12]

    IL • R

    Sponsored 4/21/2026

  • Rep. Johnson, Julie [D-TX-32]

    TX • D

    Sponsored 4/21/2026

  • Rep. Krishnamoorthi, Raja [D-IL-8]

    IL • D

    Sponsored 4/30/2026

  • Rep. Grijalva, Adelita S. [D-AZ-7]

    AZ • D

    Sponsored 4/30/2026

  • Rep. Cisneros, Gilbert Ray [D-CA-31]

    CA • D

    Sponsored 4/30/2026

  • Rep. Mann, Tracey [R-KS-1]

    KS • R

    Sponsored 4/30/2026

  • Rep. Carbajal, Salud O. [D-CA-24]

    CA • D

    Sponsored 5/12/2026

  • Rep. Huizenga, Bill [R-MI-4]

    MI • R

    Sponsored 5/29/2026

  • Rep. Amodei, Mark E. [R-NV-2]

    NV • R

    Sponsored 5/29/2026

  • Rep. Kaptur, Marcy [D-OH-9]

    OH • D

    Sponsored 5/29/2026

  • Rep. Himes, James A. [D-CT-4]

    CT • D

    Sponsored 5/29/2026

  • Rep. Mackenzie, Ryan [R-PA-7]

    PA • R

    Sponsored 5/29/2026

  • Rep. Rulli, Michael A. [R-OH-6]

    OH • R

    Sponsored 5/29/2026

  • Rep. Schrier, Kim [D-WA-8]

    WA • D

    Sponsored 6/9/2026

  • Rep. Fields, Cleo [D-LA-6]

    LA • D

    Sponsored 6/9/2026

  • Rep. Scholten, Hillary J. [D-MI-3]

    MI • D

    Sponsored 6/9/2026

  • Rep. Foushee, Valerie P. [D-NC-4]

    NC • D

    Sponsored 6/9/2026

  • Rep. Lee, Susie [D-NV-3]

    NV • D

    Sponsored 6/9/2026

  • Rep. Moulton, Seth [D-MA-6]

    MA • D

    Sponsored 6/9/2026

  • Rep. Golden, Jared F. [D-ME-2]

    ME • D

    Sponsored 6/9/2026

  • Rep. Smith, Adam [D-WA-9]

    WA • D

    Sponsored 6/9/2026

  • Rep. Thanedar, Shri [D-MI-13]

    MI • D

    Sponsored 6/9/2026

  • Rep. Van Duyne, Beth [R-TX-24]

    TX • R

    Sponsored 6/18/2026

  • Rep. Amo, Gabe [D-RI-1]

    RI • D

    Sponsored 6/18/2026

  • Rep. Stansbury, Melanie A. [D-NM-1]

    NM • D

    Sponsored 6/18/2026

  • Rep. LaLota, Nick [R-NY-1]

    NY • R

    Sponsored 6/18/2026

  • Rep. Wasserman Schultz, Debbie [D-FL-25]

    FL • D

    Sponsored 6/25/2026

  • Rep. Sorensen, Eric [D-IL-17]

    IL • D

    Sponsored 7/20/2026

  • Rep. Lofgren, Zoe [D-CA-18]

    CA • D

    Sponsored 7/20/2026

  • Rep. Riley, Josh [D-NY-19]

    NY • D

    Sponsored 7/20/2026

  • Rep. McGovern, James P. [D-MA-2]

    MA • D

    Sponsored 9/8/2026

  • Rep. Keating, William R. [D-MA-9]

    MA • D

    Sponsored 9/8/2026

  • Rep. Barragán, Nanette Diaz [D-CA-44]

    CA • D

    Sponsored 9/8/2026

  • Rep. Dingell, Debbie [D-MI-6]

    MI • D

    Sponsored 9/8/2026

  • Rep. Landsman, Greg [D-OH-1]

    OH • D

    Sponsored 9/8/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation