PRIA Logo™
119-hr-5010119th CongressWALLET

Farm Credit Adjustment Act

Sponsored By: Representative Vindman, Eugene Simon [D-VA-7]

In Committee

Summary

Longer examination cycle for low-risk Farm Credit System institutions. The bill would let the Farm Credit Administration extend mandatory exam intervals for institutions it deems low-risk to up to 24 months while keeping other institutions on current schedules, effective October 1, 2026, and would not create new funding or tax changes.

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Less frequent exams for farm lenders

This bill would let the Farm Credit Administration lengthen the time between mandatory exams for lenders it deems low-risk. The interval would be up to 24 months and would be at the FCA's sole discretion. The change would not affect lenders the FCA does not call low-risk. It would take effect on October 1, 2026. Lenders would face less oversight and paperwork. Farm borrowers would see mixed effects on lender oversight and loan safety.

Sponsors & CoSponsors

Sponsor

Vindman, Eugene Simon [D-VA-7]

VA • D

Cosponsors

  • Rep. Fallon, Pat [R-TX-4]

    TX • R

    Sponsored 8/19/2025

  • Rep. Jackson, Ronny [R-TX-13]

    TX • R

    Sponsored 9/8/2025

  • Rep. McGuire, John J. [R-VA-5]

    VA • R

    Sponsored 9/9/2025

  • Rep. Bishop, Sanford D. [D-GA-2]

    GA • D

    Sponsored 9/16/2025

  • Rep. Moore, Barry [R-AL-1]

    AL • R

    Sponsored 9/16/2025

  • Rep. Comer, James [R-KY-1]

    KY • R

    Sponsored 9/18/2025

  • Rep. Pfluger, August [R-TX-11]

    TX • R

    Sponsored 10/14/2025

  • Rep. McClain Delaney, April [D-MD-6]

    MD • D

    Sponsored 11/19/2025

  • Rep. Gray, Adam [D-CA-13]

    CA • D

    Sponsored 11/20/2025

  • Rep. Figures, Shomari [D-AL-2]

    AL • D

    Sponsored 12/15/2025

  • Rescom. Hernández, Pablo Jose [D-PR-At Large]

    PR • D

    Sponsored 12/15/2025

  • Rep. McClellan, Jennifer L. [D-VA-4]

    VA • D

    Sponsored 1/7/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation