Emergency Relief for Federal Workers Act of 2025
Sponsored By: Representative Beyer, Donald S. [D-VA-8]
Introduced
Summary
Provides temporary shutdown relief by letting furloughed or unpaid federal workers tap their Thrift Savings Plan with reduced tax penalties and special loan rules during a qualified lapse. It sets a per-shutdown dollar cap, creates in-lapse withdrawal and rollover mechanics, and protects missed loan payments from becoming taxable in many cases.
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
TSP withdrawals and tax relief in shutdowns
If enacted, federal employees on furlough or working without pay during a funding lapse of at least two weeks could take age-based or hardship TSP withdrawals during the lapse. The Board would not limit the number of hardship withdrawals, but the total could not exceed $30,000 per lapse, adjusted for inflation. You would not owe the 10% early withdrawal tax on up to $30,000 taken during the lapse; this applies to distributions made after September 30, 2025. For years after 2025, the cap would rise with inflation and be rounded down to the next $100. You could put money back into the TSP by 120 days after the lapse ends, up to the lesser of what you withdrew or $30,000, and those recontributions would be treated like a direct rollover for tax purposes.
TSP loans protected during shutdowns
If enacted, the TSP would have to allow loans to furloughed or unpaid employees during a funding lapse, regardless of how long it lasts. Any loan payment you missed during the lapse would be taken from pay you receive for that period. A missed payment due to the shutdown would not make your loan taxable by itself. This protection would apply to missed payments with due dates after September 30, 2025.
Sponsors & CoSponsors
Sponsor
Beyer, Donald S. [D-VA-8]
VA • D
Cosponsors
Rep. Elfreth, Sarah [D-MD-3]
MD • D
Sponsored 10/3/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 10/3/2025
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 10/3/2025
Rep. McClellan, Jennifer L. [D-VA-4]
VA • D
Sponsored 10/3/2025
Rep. Walkinshaw, James R. [D-VA-11]
VA • D
Sponsored 10/3/2025
Rep. Moulton, Seth [D-MA-6]
MA • D
Sponsored 10/3/2025
Rep. Velázquez, Nydia M. [D-NY-7]
NY • D
Sponsored 10/3/2025
Rep. Whitesides, George [D-CA-27]
CA • D
Sponsored 10/3/2025
Rep. Jackson, Jonathan L. [D-IL-1]
IL • D
Sponsored 10/3/2025
Rep. Nadler, Jerrold [D-NY-12]
NY • D
Sponsored 10/3/2025
Rep. McIver, LaMonica [D-NJ-10]
NJ • D
Sponsored 10/3/2025
Rep. Watson Coleman, Bonnie [D-NJ-12]
NJ • D
Sponsored 10/3/2025
Rep. Carter, Troy A. [D-LA-2]
LA • D
Sponsored 10/3/2025
Rep. Tlaib, Rashida [D-MI-12]
MI • D
Sponsored 10/3/2025
Rep. Johnson, Henry C. "Hank" [D-GA-4]
GA • D
Sponsored 10/3/2025
Rep. Schneider, Bradley Scott [D-IL-10]
IL • D
Sponsored 10/3/2025
Rep. Goldman, Daniel S. [D-NY-10]
NY • D
Sponsored 10/3/2025
Rep. Frankel, Lois [D-FL-22]
FL • D
Sponsored 10/3/2025
Rep. Moore, Gwen [D-WI-4]
WI • D
Sponsored 10/3/2025
Rep. Thanedar, Shri [D-MI-13]
MI • D
Sponsored 10/3/2025
Rep. Costa, Jim [D-CA-21]
CA • D
Sponsored 10/3/2025
Rep. McClain Delaney, April [D-MD-6]
MD • D
Sponsored 10/3/2025
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 10/6/2025
Rep. Sewell, Terri A. [D-AL-7]
AL • D
Sponsored 10/6/2025
Rep. Bell, Wesley [D-MO-1]
MO • D
Sponsored 10/8/2025
Rep. Swalwell, Eric [D-CA-14]
CA • D
Sponsored 10/8/2025
Rep. Beatty, Joyce [D-OH-3]
OH • D
Sponsored 10/8/2025
Rep. Huffman, Jared [D-CA-2]
CA • D
Sponsored 10/8/2025
Rep. Soto, Darren [D-FL-9]
FL • D
Sponsored 10/8/2025
Rep. Davids, Sharice [D-KS-3]
KS • D
Sponsored 10/8/2025
Rep. Pou, Nellie [D-NJ-9]
NJ • D
Sponsored 10/10/2025
Rep. Sánchez, Linda T. [D-CA-38]
CA • D
Sponsored 10/14/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 10/14/2025
Rep. Randall, Emily [D-WA-6]
WA • D
Sponsored 10/14/2025
Rep. Kelly, Robin L. [D-IL-2]
IL • D
Sponsored 10/17/2025
Rep. DeGette, Diana [D-CO-1]
CO • D
Sponsored 10/24/2025
Rep. Williams, Nikema [D-GA-5]
GA • D
Sponsored 10/28/2025
Rep. Chu, Judy [D-CA-28]
CA • D
Sponsored 11/4/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov