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119-hr-5923119th CongressWALLET
Servicemember Credit Monitoring Enhancement Act
Sponsored By: Representative Stefanik, Elise M. [R-NY-21]
Introduced
Summary
Would expand credit-monitoring protections to all members of the uniformed services. The bill would amend Section 605A(k) of the Fair Credit Reporting Act to replace the phrase 'active duty military consumer' with a new defined term, 'uniformed services member consumer', and to define that term by reference to 10 U.S.C. 101(a), so the statute's credit-monitoring rules apply to anyone who meets the broader uniformed services definition.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
More credit protection for service members
If enacted, you would be covered by credit-monitoring protections if you are a member of the uniformed services. The bill would define "uniformed services member consumer" using 10 U.S.C. §101(a). It would replace the phrase "active duty military consumer" with that new term in the credit-monitoring rule. Some Reserve and Guard members could get the same protections as active duty members.
Sponsors & CoSponsors
Sponsor
Stefanik, Elise M. [R-NY-21]
NY • R
Cosponsors
Rep. Bynum, Janelle S. [D-OR-5]
OR • D
Sponsored 11/4/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 11/17/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov