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119-hr-6016119th CongressWALLET

Keep Healthcare Affordable Act

Sponsored By: Representative Schneider, Bradley Scott [D-IL-10]

Introduced

Summary

Extends and expands the enhanced premium tax credit. This bill would keep higher marketplace premium subsidies in place through 2029 and would broaden who can get them by raising the income cutoff for a multi-year window.

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  • Households buying coverage on Affordable Care Act marketplaces would continue to get enhanced premium tax credits through 2029, lowering monthly premiums for people who qualify.
  • Households with incomes above the current cutoff would gain access. For taxable years 2026 through 2029 the bill would raise the eligibility cap from 400% to 1,000% of the federal poverty level, letting many middle‑income families qualify for the enhanced credit.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Bigger marketplace premium credits through 2029

If enacted, this would keep the bigger Marketplace premium tax credit for tax years 2026–2029. During those years, the income cap to qualify would rise from 400% to 1000% of the federal poverty level. That could let some higher‑income households get help paying monthly premiums. It would apply only if you buy coverage through a Health Insurance Marketplace. The changes would start for tax years beginning after December 31, 2025.

Sponsors & CoSponsors

Sponsor

Schneider, Bradley Scott [D-IL-10]

IL • D

Cosponsors

  • Rep. McDonald Rivet, Kristen [D-MI-8]

    MI • D

    Sponsored 11/17/2025

  • Rep. Panetta, Jimmy [D-CA-19]

    CA • D

    Sponsored 11/17/2025

  • Rep. Bell, Wesley [D-MO-1]

    MO • D

    Sponsored 11/17/2025

Roll Call Votes

No roll call votes available for this bill.

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