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119-hr-6299119th CongressWALLET

Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025

Sponsored By: Representative Fulcher, Russ [R-ID-1]

Introduced

Summary

Defines “short-term limited duration insurance” by setting two clear time limits. The Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025 would add a definition to the Public Health Service Act that treats these plans as contracts with an initial term of less than 12 months and a total duration of no more than 3 years when renewals or extensions are counted.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Sets limits for short-term health plans

The bill would set a federal definition for short-term health plans sold by insurers. A plan’s first term would need to end in under 12 months from when it starts. All renewals and extensions together could not go past 3 years from the start. If enacted, this would guide what insurers can sell and what buyers can expect from these plans.

Sponsors & CoSponsors

Sponsor

Fulcher, Russ [R-ID-1]

ID • R

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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