Rural Depositories Revitalization Study Act

Would direct the Federal Reserve, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study ways to strengthen depository institutions that serve rural areas. The study would identify methods to boost growth, capital adequacy, and profitability and would spot federal laws and agency rules that limit those methods or the creation of new rural banks. Agencies would have one year to deliver a joint report to Congress. The bill defines key terms such as "depository institution" and "rural" to set the study's scope.