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119-hr-6813119th CongressWALLET

VA Insurance Improvement Act

Sponsored By: Representative Pappas, Chris [D-NH-1]

In Committee

Summary

Expands veterans' life insurance eligibility. The bill would remove the service‑connected disability requirement and allow veterans to apply for VA life insurance before age 81, add the Space Force to traumatic injury life insurance, and require VA to set up a reimbursement process for Veterans Mortgage Life Insurance administrative costs.

Show full summary
  • Veterans and families: Veterans who are not service‑connected disabled could be eligible for Veterans Affairs life insurance and may apply up until they reach 81 years of age.
  • VA operations: The Department of Veterans Affairs would have to identify administrative costs for Veterans Mortgage Life Insurance and reimburse its General Operating Expenses and information technology accounts from the Veterans Insurance and Indemnities appropriation.
  • Space Force members: Members of the Space Force would be added to the list of those eligible for Traumatic Servicemembers' Group Life Insurance (TSGLI).

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 0 costs, 1 mixed.

More VA life insurance for veterans

This bill would expand a VA life insurance program by removing the requirement that you be "service-disabled." If you apply for this insurance before you turn 81, you would be eligible under the revised rule. The bill would also renumber and update internal cross-references in the statute.

Space Force added to TSGLI

This bill would add the U.S. Space Force to the list of services eligible for Traumatic Servicemembers' Group Life Insurance. If you are a Space Force member, your family would be able to receive the same TSGLI payments other uniformed services get. The change would take effect upon enactment.

Reimburse VA mortgage life costs

This bill would require the VA each fiscal year to calculate administrative costs for Veterans' Mortgage Life Insurance. The VA would reimburse its General Operating Expenses and IT accounts from the "Veterans Insurance and Indemnities" appropriation account. The bill does not set specific dollar amounts.

Sponsors & CoSponsors

Sponsor

Pappas, Chris [D-NH-1]

NH • D

Cosponsors

  • Del. Moylan, James C. [R-GU-At Large]

    GU • R

    Sponsored 12/17/2025

Roll Call Votes

No roll call votes available for this bill.

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