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119-hr-7931119th CongressWALLET

IDA Act of 2026

Sponsored By: Representative Van Drew, Jefferson [R-NJ-2]

Introduced

Summary

State authority over dental benefits would be expanded. This bill would exempt State laws about dental benefits and their administration from ERISA preemption when those laws do not conflict with ERISA or Title IV, with the exemption beginning 18 months after enactment.

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  • States: Could enforce and adopt dental benefit and administration rules that coexist with federal ERISA rules when there is no conflict.
  • ERISA-covered plans and employers: Would no longer be uniformly preempted from state dental laws and would follow state rules to the extent those rules do not conflict with ERISA.
  • Patients and dental providers: May see state-specific rules affect how dental benefits and their administration work locally.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

States can set employer dental rules

If enacted, this bill would remove ERISA preemption for State laws about dental benefits starting 18 months after enactment. The change would apply only to State dental-benefit laws, including rules about administration, that do not conflict with this title and Title IV. Employer-sponsored dental plans governed by ERISA would have to follow any qualifying State dental rules. This would expand state authority to require or change dental coverage or administration, but it would also raise plan costs or administrative work that employers would likely pass to workers.

Sponsors & CoSponsors

Sponsor

Van Drew, Jefferson [R-NJ-2]

NJ • R

Cosponsors

  • Rep. Soto, Darren [D-FL-9]

    FL • D

    Sponsored 10/9/2026

  • Rep. Conaway, Herbert C. [D-NJ-3]

    NJ • D

    Sponsored 3/12/2026

  • Rep. Murphy, Gregory F. [R-NC-3]

    NC • R

    Sponsored 3/24/2026

  • Rep. Lawler, Michael [R-NY-17]

    NY • R

    Sponsored 4/2/2026

  • Rep. Franklin, Scott [R-FL-18]

    FL • R

    Sponsored 4/2/2026

  • Rep. Bergman, Jack [R-MI-1]

    MI • R

    Sponsored 4/9/2026

  • Rep. Babin, Brian [R-TX-36]

    TX • R

    Sponsored 4/16/2026

  • Rep. Davis, Donald G. [D-NC-1]

    NC • D

    Sponsored 4/16/2026

  • Rep. Wilson, Joe [R-SC-2]

    SC • R

    Sponsored 4/30/2026

  • Rep. Thanedar, Shri [D-MI-13]

    MI • D

    Sponsored 6/2/2026

  • Rep. Schmidt, Derek [R-KS-2]

    KS • R

    Sponsored 6/10/2026

  • Rep. Fields, Cleo [D-LA-6]

    LA • D

    Sponsored 6/23/2026

  • Rep. Malliotakis, Nicole [R-NY-11]

    NY • R

    Sponsored 6/23/2026

  • Rep. Suozzi, Thomas R. [D-NY-3]

    NY • D

    Sponsored 6/30/2026

  • Rep. Bynum, Janelle S. [D-OR-5]

    OR • D

    Sponsored 8/20/2026

Roll Call Votes

No roll call votes available for this bill.

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