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119-hr-8518119th CongressWALLET

Domenic and Ed’s Law

Sponsored By: Representative Magaziner, Seth [D-RI-2]

Introduced

Summary

Creates a new pathway to discharge a parent's federal student loan when the student is permanently or long-term disabled. It would let parents shed repayment responsibility when the student is permanently and totally disabled or cannot engage in substantial gainful activity due to a medically determinable impairment expected to result in death or to last at least 60 months. The Education Secretary would set regulations to determine disability status.

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  • Parents: Parent borrowers would become eligible to have their loan liability discharged if the student meets the bill's disability standards. This relief would apply to loans taken out before, on, or after the date of enactment and would not depend on when the disability began.
  • Students with disabilities: Students who are permanently or long-term disabled would create an eligibility trigger that can remove parental repayment obligations. The bill defines the trigger as permanent and total disability or an impairment expected to result in death or to last at least 60 months.
  • Administration and rules: The Secretary of Education would be required to determine disability under regulations and to apply the 60-month duration standard for impairment-based discharges.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Loan relief for parents of disabled students

If enacted, this bill would allow parents to have federal parent-held student loans discharged when the student becomes permanently and totally disabled as the Secretary defines. It would also allow discharge when the student cannot do substantial gainful work because of a medical impairment that has lasted, or is expected to last, at least 60 continuous months or to result in death. The change would apply to any outstanding parent loan taken before, on, or after the date of enactment. The Secretary would determine disability status under regulations.

Sponsors & CoSponsors

Sponsor

Magaziner, Seth [D-RI-2]

RI • D

Cosponsors

  • Rep. Jackson, Jonathan L. [D-IL-1]

    IL • D

    Sponsored 4/27/2026

  • Rep. Krishnamoorthi, Raja [D-IL-8]

    IL • D

    Sponsored 4/27/2026

  • Rep. Mullin, Kevin [D-CA-15]

    CA • D

    Sponsored 4/27/2026

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 4/27/2026

  • Rep. Pingree, Chellie [D-ME-1]

    ME • D

    Sponsored 4/27/2026

  • Rep. Ruiz, Raul [D-CA-25]

    CA • D

    Sponsored 4/27/2026

  • Rep. Tlaib, Rashida [D-MI-12]

    MI • D

    Sponsored 4/27/2026

  • Rep. Tonko, Paul [D-NY-20]

    NY • D

    Sponsored 4/27/2026

Roll Call Votes

No roll call votes available for this bill.

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