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119-hr-8617119th CongressWALLET

American Family Cost-of-Living Relief Act of 2026

Sponsored By: Representative Mace, Nancy [R-SC-1]

Introduced

Summary

Requires agencies to measure and limit household cost increases from new federal rules. This bill would add a new Section 553A to title 5 to force agencies to publish initial and final household cost impact analyses and to block rules that would "substantially increase" household costs unless required by law or an emergency.

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  • Families and households: Agencies must report how a proposed rule would affect spending on essentials like housing, utilities, food, health care, transportation, childcare, education, and taxes. A "substantial increase" is defined as an increase of $50 or more per year.
  • Federal agencies: Agencies would publish an initial household cost impact analysis with proposed-rule notices that describes affected categories, estimates distributional effects by household income, and recommends lower-cost alternatives, then publish a final analysis after public comment explaining how comments changed the assessment.
  • Oversight and enforcement: Households could seek judicial review if an agency fails to follow the new process and courts would have jurisdiction to hear those claims. The Director of the Office of Management and Budget would issue guidance within 180 days and publish an annual report listing major rules that substantially raised household costs; emergency rules certified for national security or declared disasters may be used but generally last no more than one year.

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Agencies must check household cost increases

If enacted, federal agencies would have to publish an initial household cost impact analysis when they propose a rule. The analysis would say if a rule would raise household costs by $50 or more per year and would show impacts by income and list affected goods or services. After public comment, agencies would publish a final analysis and explain how comments changed their decision. Agencies could not finalize a rule found to substantially increase household costs unless the rule is required by law or the agency certifies an imminent national security, disaster, or emergency threat to both the House and the Senate; emergency rules could last up to one year unless Congress authorizes them.

Households could sue over costly rules

If enacted, any household adversely affected by a final agency rule subject to the household-cost rules would be able to seek judicial review in court under Chapter 7. Courts that already review agency rules would have jurisdiction to hear claims that an agency failed to follow the new household cost analysis requirements.

OMB must report rules that raise costs

If enacted, the Director of the Office of Management and Budget would issue guidance within 180 days to help agencies apply the household-cost rules. The OMB would also publish a report within one year, and then yearly, identifying major rules that substantially increased household costs and recommending amendments, repeals, or legislative fixes.

Sponsors & CoSponsors

Sponsor

Mace, Nancy [R-SC-1]

SC • R

Cosponsors

  • Rep. Massie, Thomas [R-KY-4]

    KY • R

    Sponsored 4/30/2026

Roll Call Votes

No roll call votes available for this bill.

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