Beat Bad Bureaucrats Act

Protects Social Security benefits for people whose identities were used to get COVID-era SBA loans. The bill would bar the Small Business Administration from garnishing a person’s Social Security payments to repay certain covered loans if the loan was fraudulently made in that person’s name and the person notifies the SBA that they are an identity-theft victim. Covered loans include COVID disaster loans and Paycheck Protection Program loans from Jan 31, 2020 through Dec 31, 2021. The bill would also require the SBA to post how to report identity theft on its website and include that information in the written notice given to delinquent borrowers. The prohibition would not apply if the SBA determines the named individual is not an identity-theft victim.