Federal RuleAug 21
62
DOL Rewrites Disability Rules for 'Merit-Based Opportunity' Push
RuleLabor DepartmentFederal Contract Compliance Programs OfficeSignificant Wallet
119-hr-90119th CongressWALLET
Health Coverage Choice Act
Sponsored By: Representative Biggs, Andy [R-AZ-5]
Introduced
Summary
Defines "short-term limited duration insurance" (STLDI) within the Public Health Service Act to set clear timing rules for these plans. The bill would add a new paragraph to section 2791(b) that requires an STLDI contract to have an expiration date less than 12 months after the contract's original effective date. It would also cap total coverage at 3 years from the original effective date, with renewals and extensions counted toward that 3-year limit. This change is strictly definitional and clarifies which contracts qualify as STLDI for other laws that reference the term.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Defines time limits for short-term plans
If enacted, this bill would set a federal definition for short-term health insurance. A plan would need an end date less than 12 months after it starts. Counting renewals or extensions, it could last no more than 3 years from the original start date. This would only define which temporary plans qualify; it would not set prices or benefits. If you shop for gap coverage, these rules would guide what plans are labeled short-term.
Sponsors & CoSponsors
Sponsor
Biggs, Andy [R-AZ-5]
AZ • R
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov