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119-hr-9916119th Congress

Lowering CAR Insurance Act

Sponsored By: Representative Lee, Susie [D-NV-3]

Introduced

Summary

Creates an annual federal report on the automobile insurance industry to surface legislative recommendations for lowering auto insurance costs. The Director of the Federal Insurance Office would deliver the report each year by September 30 to the President and to the House Financial Services Committee and the Senate Banking, Housing, and Urban Affairs Committee.

Show full summary
  • Policymakers: The President and the two specified congressional committees would receive an annual report with legislative recommendations aimed at lowering automobile insurance costs.
  • Federal Insurance Office: The Director would compile and submit the report each year by September 30 and determine what information is relevant or responsive to committee requests. The reporting requirement takes effect 90 days after enactment.
  • Drivers and households: The report is intended to inform potential future legislation that could reduce auto insurance costs for consumers.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Lee, Susie [D-NV-3]

NV • D

Cosponsors

  • Rep. Vindman, Eugene Simon [D-VA-7]

    VA • D

    Sponsored 9/24/2026

Roll Call Votes

No roll call votes available for this bill.

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