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119-s-1231119th CongressWALLET

IVF for Military Families Act

Sponsored By: Senator Duckworth, Tammy [D-IL]

Introduced

Summary

Would require TRICARE to cover fertility-related care for active-duty service members and their dependents. It would cap in‑vitro fertilization at three completed oocyte retrievals, allow unlimited embryo transfers under American Society for Reproductive Medicine guidelines, and create a Department of Defense program to coordinate fertility care and train providers.

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  • Families: Active-duty members and their dependents would gain TRICARE Prime and TRICARE Select coverage for infertility diagnosis and a wide set of fertility treatments, such as IVF, sperm and egg retrieval, gamete or embryo preservation, artificial insemination, fertility medications, lab services, and care coordination.
  • IVF patients: IVF treatment covered under TRICARE would be limited to 3 completed oocyte retrievals per person while permitting unlimited embryo transfers in line with professional guidelines.
  • Providers and the DoD: The bill would establish a “Program on fertility-related care coordination” to ensure timely access and to train and support community health providers on the unique needs of service members and their families, with coverage applying to services provided on or after Oct. 1, 2027.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Fertility care for military families

This bill would make TRICARE Prime and Select cover fertility-related care for active-duty members and their dependents starting Oct 1, 2027. It would list many covered services, including IVF, egg and sperm retrieval, preservation, insemination, fertility medicines, and care coordination. For IVF, the bill would cover up to three completed oocyte (egg) retrievals per person. Embryo transfers would be allowed without a numeric limit, following American Society for Reproductive Medicine guidelines. The Department of Defense would also set up a program to coordinate fertility care and train community providers about military families' needs.

Sponsors & CoSponsors

Sponsor

Duckworth, Tammy [D-IL]

IL • D

Cosponsors

  • Sen. Murray, Patty [D-WA]

    WA • D

    Sponsored 4/1/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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