PRIA Logo™
119-s-1845119th CongressWALLET

No Loan Forgiveness for Terrorists Act of 2025

Sponsored By: Senator Banks, Jim [R-IN]

Introduced

Summary

Narrows which jobs count as 'public service' for the Public Service Loan Forgiveness program. This bill would change the Higher Education Act to exclude employment with organizations that engage in specified illegal or harmful activities from qualifying as a public service job for PSLF.

Show full summary
  • Borrowers: Workers who are employed by organizations that materially engage in the listed activities would not get PSLF credit for that employment.
  • Employers: Organizations that engage in those activities would be treated as excluding their employees from PSLF eligibility, affecting any staff who rely on that program.
  • Specified activities: The exclusions include aiding or abetting federal immigration-law violations, materially supporting terrorism or cartel operations, materially supporting child abuse (including chemical or surgical castration or trafficking to certain States for emancipation), patterns of aiding illegal discrimination, and patterns of violating State tort laws such as trespassing, vandalism, public nuisance, or obstruction of highways.

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Less PSLF for workers at certain employers

If enacted, this bill would block some work from counting toward Public Service Loan Forgiveness. You would lose PSLF eligibility if your employer engages in certain illegal activities. Examples include aiding certain immigration law violations. It also covers materially supporting terrorism or designated cartels. It covers supporting specified child abuse or trafficking and aiding illegal discrimination. It also covers repeat state-law offenses like trespassing, vandalism, or blocking roads. The bill does not set an effective date or explain how agencies would apply the rule.

Sponsors & CoSponsors

Sponsor

Banks, Jim [R-IN]

IN • R

Cosponsors

  • Sen. Tuberville, Tommy [R-AL]

    AL • R

    Sponsored 5/21/2025

  • Sen. Moreno, Bernie [R-OH]

    OH • R

    Sponsored 6/10/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation