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119-s-2254119th CongressWALLET

Click to Cancel Consumer Protection Act of 2025

Sponsored By: Senator Gallego, Ruben [D-AZ]

Introduced

Summary

Would make the Federal Trade Commission's negative option rule into federal law. It would treat Part 425 of Title 16 of the Code of Federal Regulations, as in effect on July 7, 2025, as having the force and effect of statute.

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  • Consumers: People facing automatic renewals or negative-option offers would have the protections written in Part 425 enforceable as federal law. This elevates existing regulatory protections into statutory status.
  • Businesses: Companies that use subscription, auto-renewal, or negative-option selling practices would see the rule's requirements converted into statute, changing the legal standard they must meet.
  • Regulators and courts: Agencies and judges would be able to rely on the codified regulatory text as statutory authority when resolving compliance disputes. The bill does not add new programs, funding, or separate enforcement mechanisms.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Clearer rules for subscription cancellations

If enacted, this bill would make the FTC Negative Option Rule federal law on July 7, 2025. Sellers who use automatic renewals and subscription offers would have to follow that rule. You would be less likely to get surprise subscription charges. You would have clearer steps to cancel automatic renewals. The bill would only elevate existing rule text and does not create new programs or funding.

Sponsors & CoSponsors

Sponsor

Gallego, Ruben [D-AZ]

AZ • D

Cosponsors

  • Sen. Welch, Peter [D-VT]

    VT • D

    Sponsored 7/10/2025

  • Sen. Fetterman, John [D-PA]

    PA • D

    Sponsored 7/15/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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