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119-s-2361119th CongressWALLET

Accelerating Home Building Act of 2025

Sponsored By: Senator Blunt Rochester, Lisa [D-DE]

Introduced

Summary

Pre-reviewed mixed-income housing design grants would fund local governments, municipal groups, and tribes to create ready-to-build designs for small and mid-rise affordable buildings. The bill would authorize $15 million a year for 2027–2031 and sets aside at least 10 percent for rural areas.

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  • Families: Would support housing aimed at households earning up to 80 percent of area median income, defined as housing costs no more than 30 percent of monthly income.
  • Local governments and tribes: Eligible entities could get grants to pre-review and publish construction plans. HUD would weigh need for affordable housing, presence of high-opportunity areas, coordination with state and transportation authorities, and actions to reduce land-use or permitting barriers.
  • Rural communities: Not less than 10 percent of annual funds must go to rural jurisdictions, helping bring pre-approved designs to smaller markets.
  • Developers and planners: Grants focus on "covered structures" up to 25 units, such as accessory dwelling units, duplexes, fourplexes, cottage courts, and townhouses, to speed permitting and expand small-scale mixed-income development.
  • Grantee accountability: Recipients must report on permits issued and units produced and HUD may require repayment if designs are not approved within five years.

*Would authorize $15 million per year for FY2027–2031, totaling $75 million in new HUD appropriations and increasing federal spending over that period.*

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Grants for local mixed-income housing designs

This bill would create a HUD grant program to fund pre-reviewed mixed-income housing designs. HUD would award grants to local governments, municipal membership groups, and Indian tribes. The program would authorize $15,000,000 for each fiscal year 2027 through 2031. HUD could set aside up to 10% each year for technical assistance. At least 10% of each year’s grant money would go to eligible entities in rural areas. The bill would define affordable housing as housing costing no more than 30% of monthly income for households at or below 80% of area median income. Covered structures would be low- or mid-rise buildings with 2 to 25 units, like duplexes, fourplexes, townhouses, accessory dwelling units, and similar types. HUD would consider local need, presence of high-opportunity areas, coordination with State agencies and transportation planners, and steps to reduce land use or permitting barriers when picking grantees. Recipients would have to report on impacts, designs made, permits issued, and units produced. HUD could require repayment if pre-reviewed designs are not approved within five years, unless HUD extends that deadline.

Sponsors & CoSponsors

Sponsor

Blunt Rochester, Lisa [D-DE]

DE • D

Cosponsors

  • Sen. Moreno, Bernie [R-OH]

    OH • R

    Sponsored 7/21/2025

Roll Call Votes

No roll call votes available for this bill.

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