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119-s-2449119th CongressWALLET

Recovery of Stolen Checks Act

Sponsored By: Senator Blackburn, Marsha [R-TN]

Introduced

Summary

Allows taxpayers to choose direct deposit for replacement federal tax refund checks instead of getting another paper check.

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  • Taxpayers who would otherwise receive a replacement paper refund check after an original check was lost or stolen could elect to receive the replacement by direct deposit.
  • The bill would add a new subsection to the Internal Revenue Code and require the Department of the Treasury to issue procedures and regulations within six months after enactment to enable that election.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Direct deposit for replacement tax refunds

This bill would let you choose direct deposit instead of a paper replacement check when your tax refund check was lost or stolen. The Treasury would have to write procedures not later than six months after enactment. It would apply only to replacement refunds that are refunds of an overpayment of tax. You would need to elect direct deposit to use the option. The change would take effect on the date of enactment.

Sponsors & CoSponsors

Sponsor

Blackburn, Marsha [R-TN]

TN • R

Cosponsors

  • Sen. Warner, Mark R. [D-VA]

    VA • D

    Sponsored 7/24/2025

  • Sen. Justice, James C. [R-WV]

    WV • R

    Sponsored 7/24/2025

  • Sen. Ricketts, Pete [R-NE]

    NE • R

    Sponsored 7/24/2025

  • Sen. Husted, Jon [R-OH]

    OH • R

    Sponsored 7/24/2025

  • Sen. Hassan, Margaret Wood [D-NH]

    NH • D

    Sponsored 7/24/2025

  • Sen. Wyden, Ron [D-OR]

    OR • D

    Sponsored 7/24/2025

  • Sen. Warnock, Raphael G. [D-GA]

    GA • D

    Sponsored 7/24/2025

  • Sen. Scott, Rick [R-FL]

    FL • R

    Sponsored 7/24/2025

  • Sen. Cortez Masto, Catherine [D-NV]

    NV • D

    Sponsored 7/24/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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