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119-s-245119th Congress

Insure Cybersecurity Act of 2025

Sponsored By: Senator Hickenlooper, John W. [D-CO]

In Committee

Summary

Make cyber insurance clearer and more usable for buyers and insurers. This bill would create an NTIA-led working group to explain common policy terms, show how provisions map to incidents like ransomware, and produce plain-language resources and recommendations.

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  • Customers (individuals, organizations, and small businesses): Would get guides and case studies to compare coverage types and levels, understand exclusions, and learn how policies relate to responses such as system recovery and potential ransom payments.
  • Insurers, agents, and brokers: Would receive guidance on clearer communication and be asked to share input on expanding coverage, including actuarial and cyber risk data and ways to measure customer cybersecurity practices to support broader offerings.
  • Regulators and critical infrastructure owners: The group would include multiple federal agencies and at least one state insurance regulator, and would submit a report with recommendations within 1 year of first meeting. NTIA would publish the resources on its public website and conduct outreach within 90 days after the report.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Hickenlooper, John W. [D-CO]

CO • D

Cosponsors

  • Sen. Capito, Shelley Moore [R-WV]

    WV • R

    Sponsored 1/24/2025

Roll Call Votes

No roll call votes available for this bill.

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