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119-s-3037119th CongressWALLET

No AliPay Act of 2025

Sponsored By: Senator Scott, Rick [R-FL]

Introduced

Summary

A broad ban on financial transactions between U.S. persons and AliPay (China) Internet Technology Company Limited. This bill would prohibit U.S. nationals, lawful permanent residents, entities organized under U.S. law, and people physically in the United States from engaging in financial transactions with AliPay. It also defines covered transactions and who counts as a U.S. person.

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The Impact:

  • Individuals and families: U.S. citizens, green card holders, and people physically present in the U.S. would be barred from using AliPay apps or payment services to move money or pay merchants.
  • Businesses and financial institutions: Entities organized under U.S. law, including their foreign branches, would be prohibited from transacting with AliPay or using its payment processing services.
  • Cross-border and routed payments: Transactions that move funds by wire, use monetary instruments, or involve U.S. financial institutions would fall under the prohibition, so many international payments involving AliPay could be covered.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Ban on AliPay for U.S. Persons

If enacted, this bill would ban a United States person from doing any financial transaction with AliPay (China) Internet Technology Company Limited. That includes using AliPay apps or payment processing services. The bill would define "United States person" to include U.S. nationals, lawful permanent residents, entities organized under U.S. law (including foreign branches), and anyone physically present in the United States. It would define "financial transaction" broadly to include moving funds by wire or other means, transactions involving monetary instruments, or using a financial institution that affects interstate or foreign commerce. These rules would take effect upon enactment. The bill text does not specify penalties or enforcement details. Households and small businesses that rely on AliPay could need to switch services and might face higher costs or friction.

Sponsors & CoSponsors

Sponsor

Scott, Rick [R-FL]

FL • R

Cosponsors

  • Sen. Tuberville, Tommy [R-AL]

    AL • R

    Sponsored 10/23/2025

  • Sen. Justice, James C. [R-WV]

    WV • R

    Sponsored 10/23/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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