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119-s-3611119th CongressWALLET

Blockchain Regulatory Certainty Act of 2026

Sponsored By: Senator Lummis, Cynthia M. [R-WY]

Introduced

Summary

Non-controlling developers and providers of distributed ledger services would not be treated as money transmitters under federal law. The bill draws a narrow safety rule so building, maintaining, or supporting distributed ledger software or customer custody tools would not alone trigger money-transmitter registration.

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  • Developers and small providers: Would not have to register as money transmitters solely for creating or publishing distributed ledger software, or for providing maintenance and infrastructure support.
  • Custody tools and hardware vendors: Would not be treated as money transmitters just for supplying software or devices that let customers hold their own digital assets.
  • Limits and exceptions: The protection would be narrow. Other federal or state laws could still apply based on conduct outside this rule, and it would not change intellectual property rules or create new private rights.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

New rules for blockchain developers

This bill would say non-controlling developers or providers would not be treated as money transmitters under federal law. It would bar money-transmitter style registration when firms only write distributed-ledger software, provide custody tools, or maintain ledger infrastructure. The bill would define terms like "non-controlling developer," "digital asset," and "distributed ledger" to clarify who qualifies. It would also say the exclusions only cover the listed conduct and would not stop regulators or states from enforcing other laws. These rules would apply on or after enactment.

Sponsors & CoSponsors

Sponsor

Lummis, Cynthia M. [R-WY]

WY • R

Cosponsors

  • Sen. Wyden, Ron [D-OR]

    OR • D

    Sponsored 1/12/2026

Roll Call Votes

No roll call votes available for this bill.

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