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119-s-3968119th CongressWALLET

Housing for America’s Middle Class Act of 2026

Sponsored By: Senator Ricketts, Pete [R-NE]

Introduced

Summary

Workforce housing for middle‑income households. This bill would direct the Government Accountability Office to deliver a report within one year that identifies barriers, maps areas with the worst shortages, lists federal programs and tax credits that exclude these households, recommends a consistent federal definition of “workforce housing,” and analyzes how to modify or create federal programs and incentives to include that housing segment.

Show full summary
  • Families earning above 80% but not exceeding 120% of an area’s median family income would get a targeted analysis of the obstacles they face and where housing is least available.
  • Congress and federal agencies would receive a catalog of federal housing programs, including tax credits, grants, and loan programs, that are not available to these households and a recommended definition for “workforce housing.”
  • Federal housing programs and developers would get options on how to change or design incentives to serve workforce housing if funding to cover broader eligibility were made available.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Define middle-income for housing

This bill would define "middle-income" for this section. A household would be middle-income if its income is above 80% and at most 120% of the area's median family income. The Secretary would adjust the area's median family income for household size. This definition would be used in the GAO workforce housing study and for any related program targeting in this section.

Sponsors & CoSponsors

Sponsor

Ricketts, Pete [R-NE]

NE • R

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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