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119-s-4241119th CongressWALLET

Boosting Housing Supply through Small Businesses Act of 2026

Sponsored By: Senator Rosen, Jacky [D-NV]

Introduced

Summary

Expand access to capital for housing industry small businesses. This bill would have the Small Business Administration and the Department of Housing and Urban Development develop a joint plan to close gaps in loans and services and help builders, contractors, property managers, developers, and home improvement firms grow.

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  • Housing industry small businesses would see expanded access to capital and streamlined technical assistance, with a focus on rural and underserved firms.
  • Startups making housing products would get more support by lowering barriers to Small Business Innovation Research and Small Business Technology Transfer programs or through new innovation initiatives.
  • State and local governments, small business development centers, women’s business centers, veteran outreach centers, and SCORE chapters would be tapped to shape a public interagency plan due within 180 days to improve coordination and information sharing.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More SBA help for housing small businesses

This bill would direct the Small Business Administration and HUD to help housing-industry small businesses get more loans and technical help. Not later than 180 days after enactment, the agencies would publish and submit an interagency plan on an SBA website. The plan would identify gaps and propose reforms to expand SBA loan access, including 7(a), 7(m), and section 502 programs. It would set up joint trainings and streamline counseling. It would coordinate support with SBDCs, Women's Business Centers, Veteran Outreach Centers, and SCORE, and include options to help housing startups access SBIR and STTR or new innovation programs.

Sponsors & CoSponsors

Sponsor

Rosen, Jacky [D-NV]

NV • D

Cosponsors

  • Sen. Young, Todd [R-IN]

    IN • R

    Sponsored 3/26/2026

Roll Call Votes

No roll call votes available for this bill.

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