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119-s-4311119th CongressWALLET

Consumer Protection Remedies Act of 2026

Sponsored By: Senator Cantwell, Maria [D-WA]

Introduced

Summary

Expands and modernizes the FTC's power to order monetary and equitable relief. The bill codifies restitution, contract rescission and reformation, refunds, disgorgement with a restitution offset, and sets a 10-year limitations window while clarifying when courts may issue injunctive and equitable relief.

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  • Consumers and households: Enables courts to order restitution, refunds, and contract rescission for harms up to 10 years before the FTC's suit, and excludes time a defendant spent outside the United States from that 10-year window.
  • Businesses and defendants: Allows courts to require disgorgement of unjust enrichment but offsets disgorgement by any restitution ordered and limits the lookback to 10 years.
  • Federal enforcement and courts: Creates two enforcement pathways that preserve injunctive authority and add a route for permanent injunctions and equitable remedies under a new subsection (e). It also corrects drafting issues, removes some bond requirements, and applies these tools to actions commenced on or after enactment.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

More money back for harmed consumers

If enacted, the bill would let the FTC seek restitution, contract rescission, refunds, or return of property in certain suits. It would also let courts order disgorgement of unjust gains, but any disgorgement would be reduced by restitution ordered. Restitution and disgorgement claims would generally be limited to misconduct within 10 years before the FTC files suit, and time when a target is outside the United States would not count toward that 10-year limit. These changes would apply only to cases started on or after enactment.

FTC can seek temporary and permanent orders

If enacted, the bill would rewrite the FTC's injunction rules into two paths. One path would let the FTC get temporary restraining orders or preliminary injunctions on a proper showing. The other path would let courts enter permanent injunctions or other equitable relief after full proof and a public-interest showing. The bill would also broaden the enforcement trigger to cover past violations, and it would clarify procedural language such as bond and relief mechanics.

Sponsors & CoSponsors

Sponsor

Cantwell, Maria [D-WA]

WA • D

Cosponsors

  • Sen. Markey, Edward J. [D-MA]

    MA • D

    Sponsored 4/15/2026

  • Sen. Sanders, Bernard [I-VT]

    VT • I

    Sponsored 4/15/2026

  • Sen. Blumenthal, Richard [D-CT]

    CT • D

    Sponsored 4/15/2026

  • Sen. Klobuchar, Amy [D-MN]

    MN • D

    Sponsored 4/15/2026

  • Sen. Luján, Ben Ray [D-NM]

    NM • D

    Sponsored 4/15/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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