119-s-4587119th CongressWALLET

Dietary Supplements Access Act

Sponsored By: Senator Cramer, Kevin [R-ND]

Introduced

Summary

Allows tax-advantaged health accounts to pay for dietary supplements within set annual limits. This bill would treat dietary supplements as qualified medical care for Health Savings Accounts, Archer Medical Savings Accounts, flexible spending accounts, and health reimbursement arrangements up to a yearly cap, and it defines supplements by the Federal Food, Drug, and Cosmetic Act while excluding energy drinks, soft drinks, and sodas.

Show full summary
  • Families and individuals using HSAs, Archer MSAs, FSAs, or HRAs would be able to use pre-tax money to buy dietary supplements up to $500 per year.
  • Employers and plan sponsors that offer FSAs or HRAs would be able to reimburse or allow pre-tax spending on eligible supplements, which may affect plan rules and claims handling.
  • Married taxpayers filing separate returns would have a lower cap of $250 for supplement reimbursements.
  • The bill ties the term “dietary supplement” to the FD&C Act definition and explicitly excludes products marketed or commonly understood as energy drinks, soft drinks, or sodas.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Health accounts could cover supplements

This bill would let certain health accounts treat dietary supplements as medical care. You could use HSAs, Archer MSAs, FSAs, and HRAs to pay or get reimbursed for supplements up to $500 per taxable year. A married person filing a separate return would have a $250 limit. The bill would use the Federal Food, Drug, and Cosmetic Act definition of "dietary supplement" and would exclude products marketed or commonly understood as energy drinks, soft drinks, or sodas. The HSA and Archer MSA rule would apply to amounts paid after December 31, 2026. The FSA and HRA rule would apply to expenses incurred after December 31, 2026.

Sponsors & CoSponsors

Sponsor

Cramer, Kevin [R-ND]

ND • R

Cosponsors

  • Sen. Curtis, John R. [R-UT]

    UT • R

    Sponsored 5/20/2026

Roll Call Votes

No roll call votes available for this bill.

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