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119-s-824119th CongressWALLET

NFIP Extension Act of 2025

Sponsored By: Senator Kennedy, John [R-LA]

Introduced

Summary

Extends the National Flood Insurance Program through Sept. 30, 2025. This bill would move the NFIP's financing authorization and program expiration dates to that date and make the change retroactive to March 14, 2025, if enacted after that day.

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  • Homeowners and renters in flood-prone areas: Would keep access to NFIP coverage and policy options through Sept. 30, 2025, by extending the program's authorization.
  • Federal emergency management operations: Would extend the NFIP's financing authority to Sept. 30, 2025, maintaining the program's funding authorization for that period.
  • Timing and retroactivity: If enacted after March 14, 2025, the new dates would be treated as effective on March 14, 2025, which shifts the official authorization window back to that date.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Keep federal flood insurance running

This bill would extend the National Flood Insurance Program through September 30, 2025. It would replace two "September 30, 2023" dates in the National Flood Insurance Act with "September 30, 2025." If enacted after March 14, 2025, the changes would take effect as if they started on March 14, 2025. This would keep NFIP policies and FEMA's financing authority running but would not change premiums or coverage terms.

Sponsors & CoSponsors

Sponsor

Kennedy, John [R-LA]

LA • R

Cosponsors

  • Sen. Cassidy, Bill [R-LA]

    LA • R

    Sponsored 3/4/2025

Roll Call Votes

No roll call votes available for this bill.

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