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HR10022119th CongressWALLET

CLUSTER Act

Sponsored By: Representative Gallagher, James [R-CA-1]

Introduced

Summary

Adds community-level or "cluster" hardening as an eligible use of FEMA hazard mitigation funds. This change would allow coordinated mitigation projects that cover multiple private residences instead of only individual structures.

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  • Families and homeowners: Enables neighborhoods to pursue joint hardening upgrades across several private homes, so households can benefit from coordinated resilience work rather than solo retrofits.
  • Local governments and community groups: Creates a clear eligible activity for bundling block- or cluster-scale projects when applying for Section 404 assistance under the Stafford Act.
  • Federal hazard-mitigation programs: Formally expands Section 404 eligible uses to include community or cluster hardening. The text does not set funding amounts or lay out implementation steps.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More federal help for neighborhood hardening

This bill would add community or cluster hardening, including coordinated mitigation across private residential structures, to eligible uses of Section 404 hazard-mitigation assistance. It would let coordinated, neighborhood-scale hardening projects that cover multiple private homes be eligible for federal hazard-mitigation help. The text does not provide new funding, implementation rules, or a sunset. Only homes included in an approved community hardening project would be eligible for assistance.

Sponsors & CoSponsors

Sponsor

Gallagher, James [R-CA-1]

CA • R

Cosponsors

  • Rep. Thompson, Mike [D-CA-4]

    CA • D

    Sponsored 8/3/2026

Roll Call Votes

No roll call votes available for this bill.

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