Insurance Data Protection Act
Sponsored By: Representative Fitzgerald
Introduced
Summary
Limits federal regulators' direct data collection from insurance companies. This bill would repeal certain subpoena powers, exclude insurers from some Office of Financial Research subpoenas, and set rules for when and how federal and state regulators can collect and share insurer data.
Show full summary
- Insurance companies: It would make it harder for the Federal Insurance Office and other federal regulators to subpoena data directly and preserves privilege and confidentiality for information insurers submit.
- State insurance regulators: Agencies would be required to check with state regulators first and use state-held data when available, giving states the primary role in supplying insurer information.
- Federal regulators and the Office of Financial Research: The bill removes or narrows subpoena authority under the cited statutes and adds a coordination and confidentiality framework, including Paperwork Reduction Act guidance and FOIA treatment for submitted data.
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Limits on agency subpoenas for insurers
The bill would remove the paragraph that gave the Federal Insurance Office subpoena power. It would also exclude insurers from the Office of Financial Research's subpoena authority in that subsection. If enacted, regulators would lose those specific tools to compel data directly from insurers. Effective upon enactment.
New rules for insurer data sharing
The bill would require regulators to check federal, state, and public sources before asking insurers for data. If another agency can provide timely data, regulators must get it there first. If data aren't available, regulators could collect from insurers only after following the Paperwork Reduction Act. The bill would preserve legal privileges and written confidentiality agreements for nonpublic insurer data, but data submitted to regulators would be subject to FOIA with its exemptions. Effective upon enactment.
Sponsors & CoSponsors
Sponsor
Fitzgerald
WI • R
Cosponsors
Rep. Flood, Mike [R-NE-1]
NE • R
Sponsored 5/15/2025
Rep. Meuser, Daniel [R-PA-9]
PA • R
Sponsored 5/15/2025
Rep. De La Cruz, Monica [R-TX-15]
TX • R
Sponsored 5/15/2025
Timmons
SC • R
Sponsored 5/15/2025
Rep. Garbarino, Andrew R. [R-NY-2]
NY • R
Sponsored 5/15/2025
Rep. Ogles, Andrew [R-TN-5]
TN • R
Sponsored 5/15/2025
Moore (NC)
NC • R
Sponsored 5/15/2025
Rep. Donalds, Byron [R-FL-19]
FL • R
Sponsored 5/15/2025
Rep. Huizenga, Bill [R-MI-4]
MI • R
Sponsored 5/15/2025
Rep. Williams, Roger [R-TX-25]
TX • R
Sponsored 5/15/2025
Norman
SC • R
Sponsored 5/15/2025
Rep. Nunn, Zachary [R-IA-3]
IA • R
Sponsored 5/15/2025
Loudermilk
GA • R
Sponsored 5/15/2025
Rep. Grothman, Glenn [R-WI-6]
WI • R
Sponsored 5/15/2025
Hageman
WY • R
Sponsored 5/15/2025
Rep. Moolenaar, John R. [R-MI-2]
MI • R
Sponsored 5/15/2025
Rep. Gill, Brandon [R-TX-26]
TX • R
Sponsored 5/20/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 6/4/2025
Barr
KY • R
Sponsored 6/4/2025
Stauber
MN • R
Sponsored 6/12/2025
Rep. Steil, Bryan [R-WI-1]
WI • R
Sponsored 7/2/2025
Davidson
OH • R
Sponsored 8/1/2025
Rep. Downing, Troy [R-MT-2]
MT • R
Sponsored 1/12/2026
Nehls
TX • R
Sponsored 4/23/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov