FARM Home Loans Act of 2025
Sponsored By: Representative McDonald Rivet, Kristen [D-MI-8]
Introduced
Summary
Expands what rural home loans can cover. This bill would amend Section 1.11(b) of the Farm Credit Act of 1971 to explicitly include accessory dwelling units as "appurtenances" for rural housing financing and to raise the numeric threshold in paragraph (3) from 2,500 to 10,000, changing which properties and communities fall under the statute's rules.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
More rural home loan eligibility for farmers
If enacted, this bill would let more towns qualify for rural housing financing under the Farm Credit Act. It would raise the community population limit in that rule from 2,500 to 10,000. It would also say that appurtenances include accessory dwelling units (ADUs), so homes with ADUs could count. The change would take effect upon enactment and mainly affects rural homeowners, farmers, and small landlords seeking Farm Credit loans.
Sponsors & CoSponsors
Sponsor
McDonald Rivet, Kristen [D-MI-8]
MI • D
Cosponsors
Rep. Huizenga, Bill [R-MI-4]
MI • R
Sponsored 12/15/2025
Riley (NY)
NY • D
Sponsored 12/15/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov