Mental Health and MAMA Act of 2026
Sponsored By: Representative Moore, Gwen [D-WI-4]
Introduced
Summary
Would ban cost-sharing for in-network mental health and substance use disorder treatment for pregnant and postpartum people. It would cover telehealth and align protections across the Public Health Service Act, the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code, and the Federal Employees Health Benefits Program (FEHBP).
Show full summary
- Pregnant and postpartum families: Would face no in-network cost sharing for mental health or substance use disorder services from the diagnosis of pregnancy through the 1-year postpartum period. Partial-year enrollees get the same protection for the portion of the period when they are enrolled.
- Health plans and federal programs: The prohibition would apply across PHSA Part D coverage, ERISA-regulated group plans, tax-code governed plans, and FEHBP contracts. The rule would begin for plan or contract years starting 2 years after enactment.
- Continuity of care and telehealth: The bill adds continuity-of-care rules so ongoing prenatal and postpartum treatment relationships remain covered. The protection lasts until the date a patient is no longer a continuing care patient and can extend to postpartum care if a course of treatment occurred during pregnancy and the last day of pregnancy was within the prior 1-year period.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
No cost sharing for pregnancy mental health
If enacted, the bill would ban cost sharing for in‑network mental health and substance use disorder care from pregnancy diagnosis through one year after the pregnancy ends. This would include care delivered by telehealth and would apply for plan years that begin two years after enactment. If you are enrolled only part of that covered period, the rule would apply for the time you are enrolled. Federal Employees Health Benefits Program plans would follow the same rule for contracts entered or renewed for contract years starting two years after enactment. The bill would also clarify continuity‑of‑care so patients who received treatment while pregnant could keep the same provider and continue needed mental health or SUD care after pregnancy for up to one year when the treatment began during pregnancy.
Sponsors & CoSponsors
Sponsor
Moore, Gwen [D-WI-4]
WI • D
Cosponsors
Rep. Dingell, Debbie [D-MI-6]
MI • D
Sponsored 1/22/2026
McBath
GA • D
Sponsored 1/22/2026
Stansbury
NM • D
Sponsored 1/22/2026
Rep. Torres, Ritchie [D-NY-15]
NY • D
Sponsored 1/22/2026
Rep. Watson Coleman, Bonnie [D-NJ-12]
NJ • D
Sponsored 1/22/2026
DelBene
WA • D
Sponsored 1/22/2026
Sewell
AL • D
Sponsored 1/22/2026
Rep. Horsford, Steven [D-NV-4]
NV • D
Sponsored 1/22/2026
Rep. Dean, Madeleine [D-PA-4]
PA • D
Sponsored 1/22/2026
Rep. Tlaib, Rashida [D-MI-12]
MI • D
Sponsored 1/22/2026
Cohen
TN • D
Sponsored 1/22/2026
Rep. Lee, Summer L. [D-PA-12]
PA • D
Sponsored 1/22/2026
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 1/22/2026
Johnson (GA)
GA • D
Sponsored 1/22/2026
Rep. Titus, Dina [D-NV-1]
NV • D
Sponsored 1/22/2026
Rep. Thanedar, Shri [D-MI-13]
MI • D
Sponsored 1/22/2026
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 1/22/2026
Trahan
MA • D
Sponsored 2/3/2026
Rep. Lynch, Stephen F. [D-MA-8]
MA • D
Sponsored 2/3/2026
Mfume
MD • D
Sponsored 2/3/2026
Rep. García, Jesús G. "Chuy" [D-IL-4]
IL • D
Sponsored 2/9/2026
Rep. Hayes, Jahana [D-CT-5]
CT • D
Sponsored 3/19/2026
Rep. Moulton, Seth [D-MA-6]
MA • D
Sponsored 5/13/2026
Roll Call Votes
No roll call votes available for this bill.
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