Pro-Housing Act of 2025
Sponsored By: Representative Ryan, Patrick [D-NY-18]
In Committee
Summary
Creates a HUD pilot that provides planning grants, implementation grants, and direct loans to help local governments, tribes, and coalitions develop and carry out housing plans that expand supply and affordability. HUD will prioritize plans that reduce barriers, avoid displacement, and coordinate housing with transit and job centers.
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- Families and households: Plans must quantify needs for all income levels, including extremely low-income households, and include strategies to increase supply, improve affordability, and minimize displacement.
- Local governments, tribes, and coalitions: Eligible entities can receive grants or loans but must meet non-Federal match rules that scale by population (about 15%–45%). HUD scores applications on supply, equity, leverage of other funds, and regional coordination, and at least 20% of awards must target rural or exurban areas.
- Program support and evaluation: HUD must issue recommended policy guidance within 90 days and establish a learning network; recipients must report progress and HUD will study program impacts within five years.
*Authorizes $200 million per year for FY2026–2031, totaling $1.2 billion in authorized funding to support the pilot and loans, which increases federal spending.*
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Grants and loans for local housing
If enacted, HUD would create a competitive grant and loan program to help local housing plans. It would start within 120 days and authorize $200 million each year from 2026 to 2031. States, tribes, and local governments could get planning or implementation grants, or low‑interest direct loans. Most grants would need a local match of 15%–45% that rises with population; HUD could reduce matches. Recipients would report within 180 days and then at least quarterly for three years, and at least 20% of money would go to rural or exurban areas. HUD would issue guidance within 90 days, set up a learning network within a year, and use a 30%‑of‑income test to track cost‑burdened households.
Unused federal land for housing pilot
If enacted, GSA would run a pilot to transfer unused federal land or buildings to local housing planners. Transfers would start within 120 days and end five years after enactment. Only properties that agencies declare unused would qualify, and projects could support mixed‑use areas or affordable housing.
Sponsors & CoSponsors
Sponsor
Ryan, Patrick [D-NY-18]
NY • D
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
No roll call votes available for this bill.
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