FDIC Tweaks Bank Rules to Fight Inflation Creep

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-06525 — Notice to All Interested Parties of Intent To Terminate Receivership

The FDIC is wrapping up its work with Citizens National Bank in Macomb, Illinois, and plans to officially end the receivership at least 30 days after this notice. Creditors can expect a final payment if funds allow, and anyone with thoughts on this decision has 30 days to speak up in writing. This means the bank’s receivership is closing soon, marking the end of this chapter.

2026-06428 — Privacy Act of 1974; System of Records

The FDIC is updating its system for handling consumer complaints and public questions about banks and deposit insurance. This change helps the FDIC better investigate issues and protect people from fraud using its name or logo. The updates take effect April 2, 2026, with public comments open until May 4, 2026—no extra costs involved, just smoother service!

2026-05960 — Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2026-05958 — Proposed Agency Information Collection Activities; Comment Request

The Treasury, Federal Reserve, and FDIC want your thoughts on updating rules about how banks report their money and risks. These changes affect banks of all sizes, especially those with big trading activities, and aim to keep things clear and fair for the next three years. You’ve got until May 26, 2026, to share your ideas—no extra costs for banks, just smarter paperwork!

2026-05836 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC wants to renew a paperwork collection that affects state banks, savings groups, and related folks. They’re asking for your thoughts by April 27, 2026, but so far, no one has spoken up. This renewal keeps things running smoothly without adding new costs or big changes.

Previous: 2025-14105 — Air Plan Approval; Rhode Island; Amendments to Motor Vehicle Inspection and Maintenance Program

Rhode Island is updating its car inspection rules to make them clearer and remove old stuff, mainly focusing on Onboard Diagnostics (OBD) testing. The EPA is ready to approve these changes, which won’t affect pollution levels or cause extra costs. This means drivers and the environment both win with smoother, smarter inspections starting soon!

Next: 2025-14138 — Privacy Act of 1974; Implementation

The Department of Defense is updating its rules about a new system that keeps track of suspension and debarment records. This change affects people involved with DoD investigations and lets the DoD keep some info secret to protect law enforcement and confidential sources. These updates are happening now and help keep sensitive info safe without costing extra money.