$13M in Rural Home Fixes, Including Hurricane Relief Funds
Published Date: 8/5/2025
Notice
Summary
The USDA is offering $13.1 million in grants and low-interest loans to help fix and improve homes in rural areas for fiscal year 2025. This includes special disaster funds for Puerto Rico and Tennessee after recent hurricanes. Eligible groups like nonprofits and tribes can apply soon, but they can’t own the homes they’re fixing, and they must cover their own application costs.
Analyzed Economic Effects
4 provisions identified: 2 benefits, 2 costs, 0 mixed.
USDA $13.1M for Rural Home Repairs
The USDA is making $13.1 million available for the Housing Preservation Grant (HPG) program for fiscal year 2025 to provide grants or low-interest loans to repair or rehabilitate homes in rural areas. About $2.1 million is set aside for disaster assistance, including $500,000 each for Puerto Rico (Hurricane Fiona) and Tennessee (Hurricane Helene).
Rental/Co-op Repairs for Low-Income Tenants
Rental and cooperative properties that house very-low and low-income tenants in rural areas may be provided grants or low-interest loans under the HPG program to repair or rehabilitate their properties.
Applicants Cannot Own Properties Repaired
Eligible applicants (public agencies, private non-profits, and federally recognized Tribes) may apply for HPG funds, but the HPG grantee may not be the owner of the home, rental property, or cooperative in which repairs will be performed, per 7 CFR 1924.4(i).
Applicants Bear Preapplication Costs
Applicants must pay their own expenses to develop and submit HPG preapplications; any costs incurred outside the grant agreement period will not be reimbursed by the Agency.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-06173 — Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions
The USDA’s Rural Housing Service wants to update its loan program so people can get loans to buy homes with one or more income-producing Accessory Dwelling Units (ADUs). This means homeowners can finance properties that include rental units or spaces for home-based work. If you’re interested, make sure to send your comments by June 1, 2026!
2026-05387 — Single Family Housing Guaranteed Loan Program
The USDA’s Rural Housing Service is updating its Single Family Housing Guaranteed Loan Program to let approved lenders use automated systems for making loans and getting guarantees after closing. This change helps speed up the loan process for folks buying homes in rural areas. The new rules kick in June 17, 2026, with full use starting September 28, 2028, making it easier and faster for lenders and homebuyers alike.
2026-05595 — Single Family Housing Section 502 Home Loan Program-Self-Help and Affordable Housing
Starting March 23, 2026, the USDA’s Rural Housing Service is testing a new pilot program that lets self-help home builders and affordable housing projects exceed current loan limits. This means folks building modest homes in rural areas could get more financial help than before. The pilot runs for two years, giving the agency a chance to see how these changes impact rural homeownership and affordability.
2026-05394 — Single Family Housing Section 502 Guaranteed Loan Program Lender Interactive Test Environment (LITE) Delegated Authority Pilot Program
Starting September 1, 2026, eligible lenders can approve certain rural home loans themselves without waiting for USDA’s pre-approval, thanks to a new two-year pilot program. This change speeds up the loan process for low- and moderate-income families buying homes in rural areas, while USDA keeps an eye on how lenders handle this new power. The pilot aims to make home buying easier and faster, with no extra cost to borrowers.
2026-04581 — OneRD Annual Notice of Guarantee Fee Rates, Periodic Retention Fee Rates, Loan Guarantee Percentage and Fee for Issuance of the Loan Note Guarantee Prior to Construction Completion for Fiscal Year 2026
Starting October 1, 2025, the USDA’s Rural Development agencies are updating the fees and loan guarantee percentages for their loan programs that help rural businesses, housing, utilities, and energy projects. If you’re applying for these loans in fiscal year 2026, expect new rates for guarantee fees, retention fees, and issuance fees before construction finishes. These changes keep the programs running smoothly and support rural communities with fair costs.
2025-22567 — OneRD Guaranteed Loan Regulation
The USDA fixed some mistakes in the OneRD Guaranteed Loan rules that affect businesses and communities using loans for things like water, energy, and rural projects. These corrections clear up confusing definitions and bring back important parts accidentally removed. The updated rules take effect December 11, 2025, helping keep loan programs running smoothly without changing the money involved.
Previous / Next Documents
Previous: 2025-14807 — Agency Information Collection Activities; Proposed Collection eComments Requested; Extension and Revision of a Previously Approved Collection; Application for Cancellation of Removal (Form EOIR-42A) for Certain Permanent Residents; and Application for Cancellation of Removal and Adjustment of Status (Form EOIR-42B) for Certain Nonpermanent Residents
The EOIR wants to keep and update two important forms that help certain permanent and nonpermanent residents ask to cancel their removal from the U.S. They’re asking for approval to continue collecting this info, with some tweaks to make the forms clearer and easier to use. If you’re applying, this means smoother paperwork but no new fees or big changes in timing.
Next: 2025-14810 — Pesticide Registration Maintenance Fee; Requested and Proposed Cancellations of Certain Pesticide Registrations
The EPA is planning to cancel some pesticide registrations because companies either asked to cancel them or didn’t pay their 2025 fees. If no one objects by the deadline, these cancellations will go through, meaning those pesticides can’t be sold or used anymore. This affects pesticide makers and users, so keep an eye on deadlines and payments to avoid losing your product registrations!
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in