2025-14920Notice

Fed Eyes Bank Mergers and Acquisitions for Approval

Published Date: 8/6/2025

Notice

Summary

Bank companies want to merge, buy, or form new bank holding companies, and the Federal Reserve is reviewing their applications. If you’re interested, you can share your thoughts by September 5, 2025. These changes could affect how banks operate and who controls them, so it’s a big deal for communities and businesses.

Analyzed Economic Effects

2 provisions identified: 0 benefits, 1 costs, 1 mixed.

Planned bank merger in Haviland, KS

The Protection Bank Holding Company (Protection, Kansas) has applied to merge with Haviland Bancshares, Inc. and thereby indirectly acquire The Haviland State Bank in Haviland, Kansas. The Protection Bank Holding Company also says that, through acquiring Banco Insurance Agency (Haviland, Kansas), it will engage in insurance agency activity in small towns under Regulation Y section 225.28(b)(11)(iii)(A).

Public comments will be publicly disclosed

If you submit a comment on these applications, your comment will generally be made publicly available without change and may include personal or business contact information. Comments should not include confidential information, and must be received at the indicated Federal Reserve Bank or the Board of Governors by September 5, 2025.

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Key Dates

Published Date
8/6/2025

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
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