FHFA Pulls Plug on Home Loan Bank Regulation Overhaul

2026-05160 — Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants

The Federal Housing Finance Agency just brought back special 'grandfather' rules that let Fannie Mae, Freddie Mac, and Federal Home Loan Banks deal with certain private transfer fees on homes—rules that were accidentally removed in 2024. These exceptions apply retroactively all the way back to July 16, 2012, so no one misses out. If you’re involved in mortgages or home sales, this means smoother transactions and clearer rules starting March 17, 2026.

2026-04207 — Proposed Collection; Comment Request

The Federal Housing Finance Agency wants to keep collecting info for its Affordable Housing Program for three more years, but they need your thoughts first! If you’re involved in affordable housing or just curious, now’s the time to speak up before April 3, 2026. This helps keep paperwork simple and the program running smoothly without extra costs or delays.

2026-02325 — Fair Lending, Fair Housing, and Equitable Housing Finance Plans

Starting March 9, 2026, the Federal Housing Finance Agency is scrapping its 2024 rule that made big mortgage companies follow specific fair housing and lending plans. This change affects Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, freeing them from some reporting and compliance duties. No new costs or fees are coming, but these companies will have more flexibility in how they handle fair lending and housing rules.

2026-05463 — Correcting Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants; Correction

The Federal Housing Finance Agency fixed a small mistake in a recent rule about private transfer fee covenants. They clarified that the rule reinstating 'grandfather' exceptions isn’t asking for public comments. This correction took effect on March 20, 2026, and mainly affects homeowners and property buyers dealing with these fees.

2026-04814 — Orders: Reporting by Regulated Entities of Stress Testing Results as of December 31, 2025; Summary Instructions and Guidance

The Federal Housing Finance Agency (FHFA) just ordered certain financial companies to report their stress test results from the end of 2025 by March 5, 2026. These tests check if companies can handle tough money situations, helping keep the housing market safe and steady. If you’re one of these companies, get ready to share your results on time to avoid any penalties!

2026-03614 — Proposed Collection; Comment Request

The Federal Housing Finance Agency wants to keep collecting info about how lenders support their communities and is asking the public to share thoughts before March 26, 2026. This is about renewing a paperwork rule that helps make sure lenders do their part, with no new costs or big changes. If you’re involved in housing or just curious, now’s the time to speak up!

Previous: 2025-19428 — 2026-2028 Enterprise Housing Goals

The FHFA is setting new housing goals for Fannie Mae and Freddie Mac from 2026 to 2028 to help more people get affordable homes. They’re simplifying rules, focusing on low-income areas, and updating penalty amounts to keep things fair. These changes affect lenders and communities, with clear targets and timelines to boost housing opportunities.

Next: 2025-19438 — Phasedown of Hydrofluorocarbons: Reconsideration of Certain Regulatory Requirements Promulgated Under the Technology Transitions Provisions of the American Innovation and Manufacturing Act of 2020

The EPA is updating rules to help companies using certain hydrofluorocarbons (HFCs) in cooling and refrigeration gear, like supermarket fridges and air conditioners. They’re letting some older equipment keep running and asking for ideas to fix supply chain problems with a special refrigerant mix. These changes affect businesses now and could save money by easing equipment replacement timing.