FHFA Patches Up 'Grandfather' Rule on Home Sale Fees
Published Date: 3/20/2026
Rule
Summary
The Federal Housing Finance Agency fixed a small mistake in a recent rule about private transfer fee covenants. They clarified that the rule reinstating 'grandfather' exceptions isn’t asking for public comments. This correction took effect on March 20, 2026, and mainly affects homeowners and property buyers dealing with these fees.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-05160 — Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants
The Federal Housing Finance Agency just brought back special 'grandfather' rules that let Fannie Mae, Freddie Mac, and Federal Home Loan Banks deal with certain private transfer fees on homes—rules that were accidentally removed in 2024. These exceptions apply retroactively all the way back to July 16, 2012, so no one misses out. If you’re involved in mortgages or home sales, this means smoother transactions and clearer rules starting March 17, 2026.
2026-04207 — Proposed Collection; Comment Request
The Federal Housing Finance Agency wants to keep collecting info for its Affordable Housing Program for three more years, but they need your thoughts first! If you’re involved in affordable housing or just curious, now’s the time to speak up before April 3, 2026. This helps keep paperwork simple and the program running smoothly without extra costs or delays.
2026-02325 — Fair Lending, Fair Housing, and Equitable Housing Finance Plans
Starting March 9, 2026, the Federal Housing Finance Agency is scrapping its 2024 rule that made big mortgage companies follow specific fair housing and lending plans. This change affects Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, freeing them from some reporting and compliance duties. No new costs or fees are coming, but these companies will have more flexibility in how they handle fair lending and housing rules.
2025-19429 — Enterprise Liquidity Requirements; Federal Home Loan Bank System Boards of Directors and Executive Management; Federal Home Loan Bank Unsecured Credit Limits; Withdrawal
The FHFA is hitting pause and withdrawing its earlier plans to change rules about money safety, leadership roles, and borrowing limits for Federal Home Loan Banks. This means no new rules are coming right now, but they might try again later with fresh ideas. Banks and their leaders can relax for now, with no immediate money or deadline worries.
2026-04814 — Orders: Reporting by Regulated Entities of Stress Testing Results as of December 31, 2025; Summary Instructions and Guidance
The Federal Housing Finance Agency (FHFA) just ordered certain financial companies to report their stress test results from the end of 2025 by March 5, 2026. These tests check if companies can handle tough money situations, helping keep the housing market safe and steady. If you’re one of these companies, get ready to share your results on time to avoid any penalties!
2026-03614 — Proposed Collection; Comment Request
The Federal Housing Finance Agency wants to keep collecting info about how lenders support their communities and is asking the public to share thoughts before March 26, 2026. This is about renewing a paperwork rule that helps make sure lenders do their part, with no new costs or big changes. If you’re involved in housing or just curious, now’s the time to speak up!
Previous / Next Documents
Previous: C1-2026-04753 — Fisheries of the Exclusive Economic Zone Off Alaska; Gulf of Alaska; 2026 and 2027 Harvest Specifications for Groundfish
The 2026-2027 fishing rules for groundfish in Alaska’s Gulf of Alaska set new catch limits to keep fish populations healthy and fishing fair. These changes mainly affect crab and pollock fishing boats, adjusting how much they can catch during specific seasons. The updated limits start January 1, 2027, and help balance fishing opportunities while protecting the environment and local economies.
Next: 2026-05482 — Ordering Schedule I and II Controlled Substances Using DEA Form 222; Technical Amendments
If you order Schedule I or II drugs using DEA Form 222, this update clears up who can sign and manage the form—only registrants, their partners, or officers can do it. It also removes old rules about the old triplicate form, making things simpler and clearer. These fixes don’t change any big rules and take effect on March 20, 2026, so no extra costs or hassles ahead!
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in