Banks Get Green Light to Mint Digital Dollars via Stablecoins

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-06281 — Rescission of OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches

Starting May 1, 2026, the OCC is scrapping the recovery planning rules for certain big banks and federal savings associations. This means these banks no longer have to follow specific recovery plan standards designed to help them bounce back from financial stress. The change aims to cut down on extra paperwork without affecting safety or costs.

2026-05960 — Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2026-05958 — Proposed Agency Information Collection Activities; Comment Request

The Treasury, Federal Reserve, and FDIC want your thoughts on updating rules about how banks report their money and risks. These changes affect banks of all sizes, especially those with big trading activities, and aim to keep things clear and fair for the next three years. You’ve got until May 26, 2026, to share your ideas—no extra costs for banks, just smarter paperwork!

2026-04936 — Agency Information Collection Activities: Information Collection Renewal; Comment Request; Margin and Capital Requirements for Covered Swap Entities

The Office of the Comptroller of the Currency (OCC) is asking for public feedback to renew its paperwork rules about margin and capital requirements for covered swap entities—basically, financial firms that trade big swaps. This renewal helps keep the rules clear and up-to-date without adding extra hassle. If you’re involved in these financial activities, you’ve got until May 12, 2026, to share your thoughts—no new fees or changes yet, just a check-in!

2026-04275 — Community Bank Licensing Amendments

Starting April 3, 2026, smaller national banks and Federal savings associations with less than $30 billion in assets will enjoy simpler and faster licensing rules. These changes cut red tape, making it easier and quicker for these community banks to handle corporate activities without heavy paperwork. This means less hassle and potentially lower costs for banks that meet certain conditions.

Previous: 2026-04084 — Improving Transparency Into Pharmacy Benefit Manager Fee Disclosure; Extension of Comment Period

The Department of Labor is giving more time—until April 15, 2026—for people to share their thoughts on a new rule that makes pharmacy benefit managers (the folks who help manage your prescription drug plans) reveal their fees clearly. This rule affects companies handling self-insured group health plans and aims to make sure everyone knows where the money goes. The extra time helps everyone consider recent law changes before final decisions are made.

Next: 2026-04095 — Establishing Flexibility for Implementation of Work Requirements and Term Limits

HUD is proposing new rules that let local housing agencies and some apartment owners require adults to work and set time limits on housing help for families who aren’t elderly or disabled. This gives communities more control to encourage self-sufficiency and mix incomes, helping tackle the affordable housing crunch. Comments on these changes are open until May 1, 2026, so get ready to weigh in!