HR114119th CongressWALLET

Responsible Path to Full Obamacare Repeal Act

Sponsored By: Representative Biggs (AZ)

Introduced

Summary

Full repeal of the Affordable Care Act. This bill would repeal the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010 and restore the federal statutory framework that existed before those laws.

Show full summary
  • Families and patients: Federal health-law rules would revert to the pre‑2010 framework, changing the legal basis for insurance protections and coverage programs that are presently tied to the ACA.
  • Federal statutes and programs: All provisions of law amended or repealed by the ACA and HCERA would be restored or revived as if those laws had not been enacted.
  • Timing and transition: The repeal would take effect on October 1, 2025. The text does not specify additional transition rules or new funding mechanisms.

Bill Overview

Analyzed Economic Effects

2 provisions identified: 0 benefits, 1 costs, 1 mixed.

Roll back Affordable Care Act coverage and subsidies

If enacted, this would repeal the Affordable Care Act on October 1, 2025. It would restore prior law as if the ACA had never passed. The health insurance marketplace and premium tax credits could end on that date. Medicaid expansion and many consumer protections could also end. Many people could lose coverage or pay more for care.

Student loan and health rules rollback

If enacted, this would repeal the 2010 Health Care and Education Reconciliation Act on October 1, 2025. Rules and programs it changed would go back to pre-2010 law. Student loan rules could shift, changing repayment, lender options, or benefits. Some health law changes tied to the ACA would also revert. Some people could pay more, and others could pay less, depending on which rules applied.

Sponsors & CoSponsors

Sponsor

Biggs (AZ)

AZ • R

Cosponsors

  • Fine

    FL • R

    Sponsored 10/8/2025

  • Roy

    TX • R

    Sponsored 10/28/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

Related Bills

Previous / Next Bills

Back to Legislation

Take It Personal

Get Your Personalized Policy View

Create a free account to save research, track policy impacts, and unlock your personalized versions of these pages.

Already have an account? Sign in