Appraisal Industry Improvement Act

HR3151 — SHIPS for America Act of 2025

Rebuild U.S. commercial shipbuilding and a U.S.-flag strategic fleet by pairing new tax credits, grants, and operating payments with stronger cargo-preference rules and workforce and innovation programs to restore domestic capacity and sealift readiness. It centralizes maritime strategy in a White House advisor and a Maritime Security Board and funds a broad set of industrial, port, and training programs to favor U.S.-built, U.S.-crewed vessels.

HR842 — Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act

Would expand Medicare to cover multi-cancer early detection screening tests. It defines eligible tests as certain FDA-cleared or approved genomic blood tests or comparable biological-sample tests and directs the Secretary to use the national coverage determinations process to decide when they are covered.

HR1422 — Enhanced Iran Sanctions Act of 2025

Targets Iran's energy revenue through global sanctions. This bill would create a broad sanctions framework to punish foreign persons who process, export, or sell Iran-origin oil, condensates, gas, LNG, or petrochemical products. It pairs blocking of assets and visa bans with ownership-based triggers, waivers, humanitarian carve-outs, and new reporting to limit Iran's access to energy markets and finance for weapons and terrorism. - Foreign energy firms and financial institutions would face blocking of property and bans on transactions if they knowingly handle Iran-origin energy or are 50% or more owned by such actors. Associated aliens could become inadmissible and have visas revoked. - Maritime operators, insurers, flag registries, and LNG pipeline facilities would be exposed to sanctions risk when linked to Iran-origin shipments, though safety-of-crew rules and specific exemptions for imports remain. - Humanitarian organizations would keep explicit exemptions for agricultural commodities, food, medicine, medical devices, and humanitarian assistance to avoid disrupting aid. - U.S. agencies and private companies would see new duties: an interagency working group and multilateral contact group would coordinate enforcement, and private-sector reporting would be required to flag evasion and proceeds from intercepted Iran-origin energy sales.

HR2808 — Homebuyers Privacy Protection Act

Limits who can receive prescreening consumer reports for residential mortgage loans. This law narrows when consumer reporting agencies may share prescreening reports tied to home loans so those reports go only with a firm offer of credit and to recipients who are authorized or meet specific eligibility tests. - Homebuyers: Prescreening reports about your mortgage are allowed only if there is a firm offer of credit or you authorize the recipient. - Lenders and servicers: Originators and servicers of a consumer's current mortgage and insured depository institutions or credit unions that hold the consumer's account can receive prescreening reports without separate authorization. - Reporting agencies and oversight: The change is added to FCRA section 604(c) and takes effect 180 days after enactment. The law also directs the Government Accountability Office to study text-message trigger leads and report to Congress within 12 months.

HR4669 — FEMA Act of 2025

FEMA becomes an independent, cabinet-level agency with a clarified all-hazards mission and consolidated federal leadership for preparedness, response, recovery, mitigation, and interoperable communications. The bill also rewrites large parts of the Stafford Act to speed repairs, expand assistance, strengthen mitigation, and publish new public dashboards for disaster spending and individual aid metrics. - Families and disaster survivors: Expands housing help with a FEMA Emergency Home Repair program, authorizes direct repair assistance, and extends some temporary assistance periods from 18 to 24 months. Noncongregate sheltering can be provided without a fixed address and states cannot require a credit card for hoteling. - State, Tribal, and local governments and utilities: Creates expedited Section 409 grants for repairing public and qualifying nonprofit facilities with a Federal share floor of 75% and incentives up to 85% for resilience. Offers small-disaster block grants equal to 80% of the estimated Federal public assistance share and sets a Tribal hazard-mitigation minimum of $75.0 million per year. - Private nonprofits and houses of worship: Treats private nonprofits and houses of worship as eligible for assistance without regard to religious character and expands nonprofit closeout and eligibility parity with governments.

HR6644 — Housing for the 21st Century Act

*A federal push to increase housing supply by modernizing zoning and reforming housing programs.* The bill pairs model zoning guidelines and local planning pilots with HOME program changes and multiple HUD pilots to speed production and improve tenant supports. - Families and renters: HOME program rules harmonize income limits to 100% of area median income and raise homeownership eligibility to 110% AMI, expanding who can get help for rental and homebuying. Tenants in federally assisted housing gain new supports such as an eviction helpline and pilots for escrow accounts and internet-connected temperature sensors to track habitability. - Local governments and planners: HUD must publish model zoning guidelines within 3 years and recipients must report on land-use policy adoption. The bill funds pattern-book grants and planning/implementation pilots so jurisdictions can adopt pre-approved designs and streamline permitting. - Builders and manufactured housing sector: The law lets manufactured homes be built without a permanent chassis and requires new federal standards plus state certification within 1 year to ensure parity in financing, titling, and installation.