MORE Opportunities for Homeownership Act

HR3151 — SHIPS for America Act of 2025

Rebuild U.S. commercial shipbuilding and a U.S.-flag strategic fleet by pairing new tax credits, grants, and operating payments with stronger cargo-preference rules and workforce and innovation programs to restore domestic capacity and sealift readiness. It centralizes maritime strategy in a White House advisor and a Maritime Security Board and funds a broad set of industrial, port, and training programs to favor U.S.-built, U.S.-crewed vessels.

HR1229 — United States-Israel Defense Partnership Act of 2025

Would deepen U.S.-Israel defense cooperation by creating new joint programs, offices, and multi-year funding to develop and deploy counter-unmanned systems and other emerging defense technologies. - U.S. military and Department of Defense: Creates a United States–Israel Counter-Unmanned Systems Program and a program office, authorizes $150 million per year for 2026–2030, and requires annual unclassified reports. - U.S. and Israeli defense industries and tech firms: Authorizes joint research, testing, and procurement across artificial intelligence, cybersecurity, robotics, quantum, and automation with $50 million per year for 2026–2030 and a framework for cost sharing and intellectual property. - Regional partners and missile defense planners: Requires an assessment of integrated air and missile defense in the U.S. Central Command area with an unclassified report in 180 days and extends the War Reserves Stockpile Authority beyond January 1, 2029. Would authorize $150 million per year for counter-unmanned systems and $50 million per year for emerging technology cooperation from 2026–2030, and raises funding caps for anti-tunnel and counter-UAS programs through 2028.

HR2086 — Rights for the TSA Workforce Act

Applies the Title 5 federal personnel system to Transportation Security Administration employees. The bill would move TSA staff onto standard federal pay, hiring, and labor rules to preserve pay and strengthen workplace protections. - Screening agents would gain Title 5 labor protections, including the ability to form a bargaining unit under Chapter 71 and continuation of existing pay and leave benefits during the transition. - Federal air marshals and TSA criminal investigators would keep Law Enforcement Availability Pay (LEAP) and get overtime parity with the Fair Labor Standards Act, and certain premium pay would count toward pay and retirement calculations. - Office of Personnel Management and payroll systems would be updated to Title 5 job series and pay rules within 180 days, the conversion would complete by Dec 31, 2025, and the Comptroller General would review recruitment, promotions, harassment policies, and require annual TSA workforce reports.

HR4669 — FEMA Act of 2025

FEMA becomes an independent, cabinet-level agency with a clarified all-hazards mission and consolidated federal leadership for preparedness, response, recovery, mitigation, and interoperable communications. The bill also rewrites large parts of the Stafford Act to speed repairs, expand assistance, strengthen mitigation, and publish new public dashboards for disaster spending and individual aid metrics. - Families and disaster survivors: Expands housing help with a FEMA Emergency Home Repair program, authorizes direct repair assistance, and extends some temporary assistance periods from 18 to 24 months. Noncongregate sheltering can be provided without a fixed address and states cannot require a credit card for hoteling. - State, Tribal, and local governments and utilities: Creates expedited Section 409 grants for repairing public and qualifying nonprofit facilities with a Federal share floor of 75% and incentives up to 85% for resilience. Offers small-disaster block grants equal to 80% of the estimated Federal public assistance share and sets a Tribal hazard-mitigation minimum of $75.0 million per year. - Private nonprofits and houses of worship: Treats private nonprofits and houses of worship as eligible for assistance without regard to religious character and expands nonprofit closeout and eligibility parity with governments.

HR1262 — Mikaela Naylon Give Kids a Chance Act

Speeds and strengthens pediatric cancer drug development. It expands which cancer products companies must study in children, reshapes organ transplant network governance and fees, and adds new FDA international and transparency steps. - Children with cancer and researchers: Requires pediatric studies that produce clinically meaningful data on dosing, safety, and early effectiveness and widens the kinds of drug combinations studied. It also sets aside $25 million for pediatric drug studies in each of fiscal years 2026, 2027, and 2028. - Transplant patients and transplant network members: Changes Organ Procurement and Transplantation Network governance and financing by allowing quarterly registration fees, requiring those fees fund OPTN operations, improving electronic health record integration, and calling for a GAO review within two years. - FDA partners and drug makers: Creates an Abraham Accords Office to boost regulatory coordination and technical assistance abroad, and forces more transparency during generic (ANDA) reviews about whether generics are qualitatively and quantitatively the same as listed drugs. It also raises the Medicare Improvement Fund amount from $1.4 billion to $2.6 billion. Increases federal outlays by roughly $1.3 billion, driven by a $1.2 billion boost to the Medicare Improvement Fund and $75 million for pediatric studies, adding to federal spending.

HR6575 — CommonGround for Affordable Health Care Act

expand the enhanced premium tax credit while adding fraud guardrails for agents and new transparency rules for pharmacy benefit managers. This bill would raise eligibility for advance credits and tighten enrollment and PBM oversight to protect consumers and federal programs. - Families and households: The bill would raise the advance premium tax credit income cap for 2026 from 400% of the Federal Poverty Line to 1000% and set a 2026 premium-percent table that reduces required premium shares at lower incomes. - Consumers and Exchanges: It would require verification for agent-submitted enrollments, quarterly checks for deceased enrollees, advance notice of premium tax credit amounts starting 2027, and an extended open enrollment from Nov. 1, 2025 to Mar. 19, 2026. - Agents and brokers: New standards would impose civil penalties of $10,000 to $50,000 for negligence, up to $200,000 for knowing violations, and criminal penalties including fines and up to 10 years imprisonment for willful misconduct. - PBMs, plans, and Medicare enrollees: The bill would force broad PBM definitions, strict limits on remuneration, annual machine‑readable reporting, mandatory audits, and apply many rules to Medicare Part D and MA‑PD plans for plan years beginning on or after Jan. 1, 2029. It would appropriate $113 million to the CMS Program Management Account and $20 million to the HHS Inspector General for FY2026 to implement PBM provisions.