GOLDEN DOME Act of 2025

S401 — Fair Access to Banking Act

Guarantees fair, impartial access to basic financial services. This bill would limit when banks, credit unions, and payment networks can refuse to serve a person who is acting lawfully by requiring denials to rest on documented, quantitative, risk-based standards and by creating penalties and a private lawsuit tool for violations. - Large banks would face limits on Federal Reserve discount window access and Automated Clearing House network use if they refuse to serve lawful customers without objective, pre-established risk reasons. Covered banks are presumed to be those with more than $10.0 billion in assets. - Payment card networks and credit unions would be barred from blocking access based on political or reputational risk. Card networks face civil penalties up to 10% of the value of affected services or $10,000 per violation. - Individuals and businesses denied services in violation of the bill would get a private right of action in federal court. Successful plaintiffs could recover attorney fees, costs, and treble damages.

S186 — No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2025

Blocks federal funding for abortions and for health plans that cover abortion. The bill would permanently ban the use of federal funds for abortions or for any health plan paid for in whole or in part with federal money and would bar abortions in federal facilities or by federal employees. - Families and marketplace enrollees would not be able to use premium tax credits or cost‑sharing reductions to buy plans that include abortion. They could purchase a separate abortion-only plan but would receive no federal subsidy for that coverage. - People who receive care in federal facilities and anyone served by federal employees would not get abortions paid for with federal funds. The bill extends funding restrictions to federal trust funds and the District of Columbia. Exceptions are preserved for rape, incest, and life‑threatening conditions. - Employers and insurers would face new rules. Plans that include abortion would be excluded from the small employer health insurance credit. Qualified health plans and marketplace materials would have to prominently disclose whether they cover abortion and any separate surcharge for that coverage.

S6 — Born-Alive Abortion Survivors Protection Act

This bill would require health care practitioners to give the same standard of care and immediate hospital admission for infants born alive after an abortion. It would also create mandatory reporting rules and civil and criminal penalties for failures. - Health care practitioners: Would have to provide the same professional care any newborn at the same gestational age would receive and ensure immediate hospital admission. Violations can lead to fines or up to 5 years in prison. - Clinic and hospital staff: Anyone who knows a practitioner failed to meet the care rules must immediately report that failure to state or federal law enforcement. - Mothers: The woman on whom the abortion was performed could not be prosecuted under this law and may sue providers for violations. - Civil remedies: A successful suit can win verifiable damages for injuries, punitive damages, and statutory damages equal to three times the cost of the abortion. - Homicide exposure: Intentionally killing or attempting to kill an infant born alive would be prosecuted as murder.

S5 — Laken Riley Act

This law requires DHS to detain certain non-U.S. nationals charged with burglary, theft, larceny, shoplifting, assault on an officer, or crimes causing death or serious bodily injury. It also creates a new route for states to sue federal officials over immigration detention, parole, removal, inspection, and visa decisions that harm state interests. - Non-U.S. nationals charged with, arrested for, convicted of, or admitting to those crimes and who are unlawfully present or lack required admission documents are designated for detainer-based custody. Definitions of burglary, theft, larceny, shoplifting, assault, and serious bodily injury follow the law where the act occurred. - State governments can file for injunctive relief against federal decisions or alleged failures that cause harm to the state or its residents, including financial harm greater than $100. Those suits may seek to block or compel actions on releases, parole limits, visa issuance, asylum inspections, and failures to detain. - DHS must issue detainers and promptly take custody if an eligible individual is not already held by federal, state, or local authorities. The act alters detention provisions in the Immigration and Nationality Act to add these conduct-based disqualifications.

S1032 — Major Richard Star Act

Allows full concurrent receipt of military retired pay and veterans' disability compensation for combat-related disabilities. This bill would prevent the usual 38 U.S.C. 5304 and 5305 offsets when calculating Combat-Related Special Compensation and add a monthly rule for Chapter 61 disability retirees. - Combat-disabled retirees: Would allow Combat-Related Special Compensation recipients to have their retired pay treated so it is not reduced by 38 U.S.C. 5304 or 5305 when figuring concurrent payments. - Chapter 61 disability retirees: Would let members retired under Chapter 61 who also receive veterans' disability compensation for a combat-related disability be paid both benefits for the same month without those 38 U.S.C. offsets. - Administrative and timing changes: Would remove phase-in language, update headings and cross references, and take effect the first day of the month after enactment for payments beginning that month.

S213 — Main Street Tax Certainty Act

This bill would make permanent the qualified business income (QBI) deduction that lets many individuals, estates, and trusts deduct up to 20% of qualifying business income. The QBI deduction currently expires after December 31, 2025. The bill would remove that sunset by striking subsection (i) of section 199A. It does not change the deduction's 20% rate, definitions, or existing wage and property limits.