All Roll Calls
Yes: 113 • No: 14
ArkansasHB15092025 Regular SessionHouse
TO CREATE THE SECOND AMENDMENT FINANCIAL PRIVACY ACT; AND TO PROHIBIT FINANCIAL INSTITUTIONS FROM USING CERTAIN DISCRIMINATORY PRACTICES.
Sponsored By: Howard M. Beaty, Jr. (Republican), Ricky Hill (Republican)
Enacted
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 2 benefits, 0 costs, 1 mixed.
New privacy protections for gun owners
People and government bodies cannot knowingly keep, or arrange to keep, lists or records of privately owned guns or their owners. Owners and their representatives can keep lists of the owner's guns. Law enforcement can keep records of stolen or reported-stolen guns. Other records allowed by law remain permitted.
Arkansas gun retailers protected from payment coding
Payment networks cannot require store-category codes that single out Arkansas gun retailers. Covered banks, card companies, payment processors, and their agents cannot assign those codes to Arkansas gun retailers. Merchants cannot use code 5723 for purchases of guns, gun accessories or parts, or ammunition. The network rule does not cover electronic payments at stores outside Arkansas. Lawful dispute handling, fraud prevention, payment security, rewards programs, and actions required by law remain allowed.
State enforces gun privacy with limits
Only the Arkansas Attorney General enforces this law; it creates no right to bring a private lawsuit. The Attorney General can investigate independently or receive requests from affected gun retailers, their customers, or affected gun owners. Retailer requests must concern their own business; customer requests must concern a retailer where they did business. Owner requests must concern their own gun ownership. Retailers and customers must consent to sharing relevant financial records, or the Attorney General cannot pursue their requests. Within 45 days after finding a violation, the Attorney General must send written notice identifying the evidence. Recipients have 30 calendar days after receiving notice to show no violation and 60 calendar days to stop it. After that deadline, the Attorney General can seek a court order to stop violations. Knowingly disobeying that order can lead to civil penalties of up to $10,000 per violation. Being required to act by another applicable law is a defense.
Sponsors & Cosponsors
Sponsors
Howard M. Beaty, Jr.
Republican • House
Ricky Hill
Republican • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 3/31/2025
Senate Vote - Monday, March 31, 2025 4:04:44 PM
Yes: 33 • No: 0 • Other: 1
House vote • 3/18/2025
House Vote - Tuesday, March 18, 2025 2:04:13 PM
Yes: 80 • No: 14 • Other: 1
Actions Timeline
Notification that HB1509 is now Act 452
4/3/2025HouseCorrectly enrolled and ordered transmitted to the Governor's Office.
4/1/2025HouseTO BE ENROLLED
3/31/2025HouseReturned from the Senate as passed.
3/31/2025HouseReturned to the House as passed.
3/31/2025SenateRead the third time and passed.
3/31/2025SenateReturned by the Committee, with the recommendation that it Do Pass
3/20/2025SenateRead first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE
3/18/2025SenateReceived from the House.
3/18/2025SenateRead the third time and passed and ordered transmitted to the Senate.
3/18/2025HouseReturned by the Committee Do Pass
3/12/2025HouseREPORTED CORRECTLY ENGROSSED
3/10/2025HouseAmendment No. 2 read and adopted and the bill ordered engrossed.
3/10/2025HousePlaced on second reading for the purpose of amendment.
3/10/2025HouseREPORTED CORRECTLY ENGROSSED
3/5/2025HouseAmendment No. 1 read and adopted and the bill ordered engrossed.
3/5/2025HousePlaced on second reading for the purpose of amendment.
3/5/2025HouseRead the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE
2/17/2025HouseFiled
2/17/2025House
Bill Text
HB1509 - Introduced
2/17/2025
Act Version
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